4515 NW 6TH CIRCLE, OCALA, FL, 34475
Active135 days on marketListed Mar 18, 2026MLS #OM720922
About this home
4515 NW 6TH CIRCLE
Welcome to this lovely home in a sought-after NW gated community, where comfort, security, and tranquility come together. This light-filled 3-bedroom, 2-bath home also features a versatile office/den/bonus room—perfect for working from home or creating your own retreat. The thoughtfully designed layout includes a formal dining room, cozy breakfast nook, and a spacious family room with vaulted ceilings that create an open, airy feel. The oversized primary suite is a true escape, complete with a tray ceiling, walk-in closet, and an updated ensuite bath featuring a newer walk-in shower, garden tub, and dual sinks. The kitchen offers new appliances and abundant space for any chef to enjoy cooking and gathering. Sliding doors from the family room lead to your private backyard sanctuary—fully fenced and surrounded by mature trees and nature. Enjoy peaceful mornings or relaxing evenings on the covered porch, where a beautiful hummingbird tree invites frequent visits from these charming guests. Additional features include a security alarm system and irrigation system for added convenience and peace of mind. Recent upgrades provide confidence in your investment, including a new roof (2024), HVAC system (2022), hot water heater (2026), and new window screens. This serene and inviting property is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,300
Sqft
0.47 ac
Lot size
2
Garage
2006
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Ocala actives
$174 vs $180
Days on market
135 vs 43 typical
Where $174/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4515 NW 6TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$395,000
4735 NW 11TH COURT · same community
3 bd · 2 ba · 2,297 sqft · $172/sqft · 77 DOM
Sold · Aug ’25$390,000
4806 NW 8TH TERRACE · same community
3 bd · 2 ba · 2,294 sqft · $170/sqft · 63 DOM
Sold · Jun ’26$375,000
4300 NW 4TH CIRCLE · same community
3 bd · 2 ba · 2,330 sqft · $161/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4515 NW 6TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4515 NW 6TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4515 NW 6TH CIRCLE FAQs
What would the monthly payment be for 4515 NW 6TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,979/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4515 NW 6TH CIRCLE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4515 NW 6TH CIRCLE?+
The most recent tax bill on record (2025) was $2,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4515 NW 6TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $400,000, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4515 NW 6TH CIRCLE?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$400,000 runs 36% above the OCALA 34475 median — but at 2,300 sqft it's also 33% larger than the typical Ocala listing.
02Time on market is leverage
135 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $405,000, now $400,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Jenny Stentiford. MLS #OM720922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 4515 NW 6TH CIRCLE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leliana to ping you on any price or status change →