10090 SW 78TH COURT, OCALA, FL, 34476
Active144 days on marketListed Mar 18, 2026MLS #OM721077
About this home
10090 SW 78TH COURT
Welcome home to this beautifully maintained 3-bedroom, 2-bath residence with a NEW PRICE ADJUSTMENT in the highly desirable Hidden Lake community—where major upgrades meet everyday comfort and style. Perfectly positioned on an expansive, lushly landscaped corner lot, this property offers both space and standout curb appeal, while recent improvements—including a newer roof (2021) and brand-new HVAC and water heater (2025)—provide peace of mind for years to come. Step through the covered foyer into a thoughtfully designed split floor plan featuring a formal dining room, elegant architectural details, and a versatile den/office/bonus room ideal for today’s flexible lifestyle. The bright and airy eat-in kitchen is equipped with newer appliances, a convenient breakfast counter, and a charming dinette surrounded by bay windows that bring in natural light and serene backyard views. The inviting living room showcases soaring vaulted ceilings and a cozy gas fireplace, creating the perfect space to unwind or entertain. French doors open to a covered, screened lanai—ideal for enjoying Florida living year-round—while the adjacent open patio is ready for grilling and outdoor gatherings. The spacious primary suite offers a walk-in closet and a well-appointed en-suite bath complete with dual vanities, a relaxing garden tub, and a separate step-in shower with updated fixtures. Ideally located near schools, shopping, dining, and with easy access to I-75, you’ll also be just minutes from the natural beauty of Silver Springs State Park and a short drive to the renowned World Equestrian Center, known for its year-round events and entertainment. With major system upgrades already completed and a premium oversized lot, this home offers the perfect blend of value, comfort, and location
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,722
Sqft
0.43 ac
Lot size
2
Garage
1998
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,065 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Ocala actives
$160 vs $186
Days on market
144 vs 52 typical
Where $160/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
169 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10090 SW 78TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$225,000
10957 SW 82ND TERRACE
3 bd · 2 ba · 1,720 sqft · $131/sqft · 119 DOM
Sold · Apr ’26$235,000
11365 SW 77TH AVENUE
3 bd · 2 ba · 1,728 sqft · $136/sqft · 3 DOM
Sold · Jun ’26$288,900
11408 SE 76TH COURT
3 bd · 2 ba · 1,744 sqft · $166/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10090 SW 78TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10090 SW 78TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10090 SW 78TH COURT FAQs
What would the monthly payment be for 10090 SW 78TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,065/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10090 SW 78TH COURT?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10090 SW 78TH COURT?+
The most recent tax bill on record (2025) was $1,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10090 SW 78TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $275,000, this home is listed about 8% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 10090 SW 78TH COURT?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$275,000 is 5% below the OCALA 34476 median of $288,000, and at $160/sqft it sits under the Ocala average of $206.
02Time on market is leverage
144 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $310,000, now $275,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TCT REALTY GROUP LLC · Romel Camacho. MLS #OM721077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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