3032 SE 5TH TERRACE UNIT F, OCALA, FL, 34471
Active144 days on marketListed Mar 18, 2026MLS #OM721080
About this home
3032 SE 5TH TERRACE UNIT F
Charming Upstairs Corner Villa with Vaulted Ceilings & New Deck – Prime Central Location Welcome to this inviting 1-bedroom, 1-bath upstairs corner villa located at 3032 SE 5th Terrace, Unit F. Perfectly situated just minutes from downtown and centrally located to shopping, dining, and everyday conveniences, this home offers both accessibility and comfort. Inside, vaulted ceilings and a thoughtfully designed floor plan create an open, airy feel that makes the unit live larger than its size. The home features abundant storage throughout, including generous space in both the kitchen and master bedroom — a rare and highly desirable feature in villa living. A brand-new deck is scheduled for completion this Spring, providing the perfect outdoor setting to relax, entertain, or simply enjoy Florida’s beautiful weather. This charming villa is ideal for those seeking a low-maintenance lifestyle in a convenient and peaceful location. Schedule your private showing today and experience the comfort and charm this home has to offer.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
650
Sqft
0.32 ac
Lot size
1986
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$2 vs $186
Days on market
144 vs 52 typical
Where $2/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
170 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3032 SE 5TH TERRACE UNIT F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$175,000
2312 SE 9TH TERRACE
2 bd · 1.5 ba · 884 sqft · $198/sqft · 4 DOM
Sold · Dec ’25$96,000
1562 SE 27TH STREET UNIT E
2 bd · 1 ba · 891 sqft · $108/sqft · 79 DOM
Sold · Jun ’26$95,000
2419 SE 16TH AVENUE UNIT H
2 bd · 1 ba · 891 sqft · $107/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3032 SE 5TH TERRACE UNIT F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3032 SE 5TH TERRACE UNIT F — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3032 SE 5TH TERRACE UNIT F FAQs
What would the monthly payment be for 3032 SE 5TH TERRACE UNIT F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $167/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3032 SE 5TH TERRACE UNIT F?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,000, this home is listed about 100% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 3032 SE 5TH TERRACE UNIT F?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34471 market on paper
$1,000 is 100% below the OCALA 34471 median of $315,550, and at $2/sqft it sits under the Ocala average of $206.
02Time on market is leverage
144 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ABC REALTY OF OCALA · Doug Gulick. MLS #OM721080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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