9070 SW 106TH AVENUE, OCALA, FL, 34481
Active142 days on marketListed Mar 19, 2026MLS #OM721096
About this home
9070 SW 106TH AVENUE
One or more photo(s) has been virtually staged. READY TO MOVE IN!! Welcome to this beautifully upgraded Ariana model located in the highly sought-after Avalon Phase 7 of On Top of the World. Perfectly positioned on a premium lot with no rear neighbors, this move-in-ready home offers the ideal combination of privacy, comfort, and modern elegance. The rear of the property overlooks a quiet community road with no homes directly behind, while the professionally installed landscaping continues to mature, creating an increasingly private and serene outdoor setting. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this thoughtfully designed floor plan provides both functionality and style. From the moment you step inside, you’ll notice the stunning tile flooring laid on the diagonal, creating a seamless and sophisticated flow throughout the home. Crown molding, tray ceilings in the living room, and dimmable lighting add an extra touch of refinement. The gourmet kitchen is truly the heart of the home, showcasing upgraded staggered cabinetry with crown molding, quartz countertops, under-cabinet lighting, and stylish pendant lighting. Outfitted with stainless steel appliances, including built-in double ovens, a gas cooktop, a microwave, and a refrigerator with dual ice makers, this space is perfect for both everyday living and entertaining. The spacious primary suite is designed for comfort and convenience, featuring an oversized, beautifully tiled walk-in shower and a unique pass-through closet that connects directly to the laundry room. The second bathroom also includes a fully tiled shower, offering a cohesive and upgraded feel throughout the home. Additional highlights include ceiling fans throughout, 3-inch faux wood blinds, dimmable lighting, a washer and dryer, and smart home readiness. The garage is equally impressive with durable and attractive epoxy flooring, and the home is equipped with additional exterior outlets—perfect for holiday lighting, outdoor entertaining, or added convenience. Step outside to enjoy the screened-in lanai, complete with sun shades—perfect for relaxing while enjoying the peaceful backyard setting. With no rear neighbors, a quiet community road beyond the property, and landscaping that continues to mature and enhance privacy, this outdoor space offers the perfect retreat for morning coffee, evening relaxation, or entertaining guests. This home also features an upgraded elevation, enhancing its curb appeal and making a lasting first impression. Living in On Top of the World means access to an exceptional array of amenities designed for an active and social lifestyle. Residents enjoy multiple resort-style pools, state-of-the-art fitness centers, golf courses, walking and biking trails, and a wide variety of clubs and activities. Additional features include tennis, pickleball, and bocce courts, craft rooms, hobby spaces, and on-site dining options. With gated security and a vibrant community atmosphere, On Top of the World offers a lifestyle that goes far beyond just a place to live. This is a rare opportunity to own a highly upgraded, move-in-ready home in one of the area's most desirable communities. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,983
Sqft
0.22 ac
Lot size
2
Garage
2021
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs Ocala actives
$171 vs $186
Days on market
142 vs 52 typical
Where $171/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
169 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9070 SW 106TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
10441 SW 106TH COURT
3 bd · 2 ba · 1,967 sqft · $183/sqft · 203 DOM
Sold · Dec ’25$355,000
10409 SW 106TH COURT
3 bd · 2 ba · 1,967 sqft · $180/sqft · 8 DOM
Sold · Jun ’26$411,575
10386 SW 105TH TERRACE
3 bd · 2 ba · 1,967 sqft · $209/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9070 SW 106TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9070 SW 106TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9070 SW 106TH AVENUE FAQs
What would the monthly payment be for 9070 SW 106TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,179/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9070 SW 106TH AVENUE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9070 SW 106TH AVENUE?+
The most recent tax bill on record (2025) was $4,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9070 SW 106TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $339,933, this home is listed about 14% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9070 SW 106TH AVENUE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,933 runs 48% above the OCALA 34481 median — but at 1,983 sqft it's also 15% larger than the typical Ocala listing.
02Time on market is leverage
142 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $372,476, now $339,933 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Jacqueline Smith. MLS #OM721096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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