CENTURY 21 Edge
$279,0003 bd2 ba1,684 sqft$166 /sqft$1,986 /mo all-in ↓

42 JUNIPER PASS TERRACE, OCALA, FL, 34480

Active131 days on marketListed Mar 24, 2026MLS #OM721207

Priced 4% below the OCALA 34480 medianNew constructionSingle Family ResidenceSILVER SPGS SHORES UN #25

About this home

42 JUNIPER PASS TERRACE

Virtually Staged. NO HOA ! Step into this beautiful home that is designed for comfort and style with vaulted ceilings. The primary bedroom offers a private retreat with vaulted ceilings. It also features an en suite with double vanity, walk in closet and a luxurious shower. The Kitchen is the focal point of the home with French doors that lead out to the Lanai. The Kitchen comes equipped with quartz counter tops and island with plenty of storage. Soft close cabinets and pantry. Laundry / mud room off the garage. Conveniently located in between Ocala's center of town and The Villages with plenty of golf courses and shops. Home is complete. Front view of home is from a previously built model. $3,000 in Concessions.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,684

Sqft

0.34 ac

Lot size

1

Garage

2025

Year built

One

Levels

$166

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorFrench Doors

Community & fees

Taxes (2025)$721/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,986 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$1,986/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$262KedgeAI estimate $276,088 · range $273K$285K$296K

vs edgeAI estimate

+1.1%

$/sqft vs Ocala actives

$166 vs $184

Days on market

131 vs 43 typical

Where $166/sqft sits among the 400 Ocala actives

135 · this home
162
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 42 JUNIPER PASS TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

Mar 24, 2026Listed at $279,000 · 131 days on market since
2025Built · SILVER SPGS SHORES UN #25

Reality check

What actually sold near 42 JUNIPER PASS TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 JUNIPER PASS TRAILSold · May ’26

$276,000

43 JUNIPER PASS TRAIL · same community

3 bd · 2 ba · 1,684 sqft · $164/sqft · 22 DOM

82 JUNIPER TRAIL LOOPSold · Apr ’26

$250,000

82 JUNIPER TRAIL LOOP · same community

3 bd · 2 ba · 1,526 sqft · $164/sqft · 40 DOM

5434 SE 91ST STREETSold · Feb ’26

$305,000

5434 SE 91ST STREET

3 bd · 2 ba · 1,670 sqft · $183/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 42 JUNIPER PASS TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 42 JUNIPER PASS TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

42 JUNIPER PASS TERRACE FAQs

What would the monthly payment be for 42 JUNIPER PASS TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 42 JUNIPER PASS TERRACE?+

The most recent tax bill on record (2025) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $279,000, this home is listed about 7% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 42 JUNIPER PASS TERRACE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS OCALA · Roseann Nardone. MLS #OM721207.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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