7381 SW 78TH TERRACE, OCALA, FL, 34481
Active139 days on marketListed Mar 21, 2026MLS #OM721217
About this home
7381 SW 78TH TERRACE
No CDD or Bond fees! This beautifully upgraded 2022-built home offers the perfect blend of comfort, privacy, and convenience in the sought-after 55+ community of Liberty Village. Featuring 3 bedrooms, 2 bathrooms, a dedicated office, and 1,755 living sq ft. The amenities include: Pool, shuffleboard courts, bocce court, pickleball court, and the resident mail kiosk. Spectrum-High Speed Internet & cable are included in the monthly fees. Enjoy exceptional privacy with no homes directly across the street or behind the property. Instead, take in peaceful views of the community pathway and expansive open green space filled with native birds and natural beauty. The east-facing primary suite and lanai provide serene mornings and shaded afternoons year-round. Recent upgrades and features include: Brand new gutters Llumar window tinting for reduced heat, glare, and UV exposure Whole-home built-in surge protector Epoxy-coated garage flooring Fresh contemporary interior paint throughout LED lighting with added dimmer switches in the living room, dining room, and primary bath Pre-wired for pendant lighting and chandelier installation Updated irrigation system with numerous replacements for easy lawn maintenance Newer large ECO Water system Wood-look tile flooring throughout the home The thoughtfully designed Halle floor plan offers a distinctive architectural beam detail that beautifully defines the kitchen and dining areas from the living room. Kitchen features include: Over 7 feet of quartz countertop space Extra-large farmhouse/country-style sink Upgraded 42” cabinetry with abundant storage Open-concept design ideal for entertaining Spacious primary suite includes: Large approximately 10’ x 6’ walk-in closet Luxurious tiled walk-in shower with three shower heads Quartz countertops Private linen closet Additional bath features: Tiled walk-in shower Quartz countertops Separate linen closet Conveniently located near shopping, dining, and recreation, this home is just minutes from Sholom Park and approximately 10 minutes from World Equestrian Center, offering easy access to restaurants, entertainment, and year-round events.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,755
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs LIBERTY VILLAGE PH 1
$185 vs $168
Days on market
139 vs 50 typical
Where $185/sqft sits among the 8 homes for sale in LIBERTY VILLAGE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Liberty Village
Liberty Village is a short-term-rental community. See the full guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 8
LIBERTY VILLAGE PH 1 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7381 SW 78TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$280,000
7796 SW 74TH LOOP · same community
3 bd · 2 ba · 1,755 sqft · $160/sqft · 295 DOM
Sold · Apr ’26$310,000
7651 SW 74TH LOOP · same community
4 bd · 3 ba · 2,039 sqft · $152/sqft · 197 DOM
Sold · Apr ’26$348,800
7930 SW 74TH LOOP · same community
4 bd · 3 ba · 2,292 sqft · $152/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7381 SW 78TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7381 SW 78TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7381 SW 78TH TERRACE FAQs
What would the monthly payment be for 7381 SW 78TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill, the $156/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7381 SW 78TH TERRACE?+
The association fee works out to $156 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7381 SW 78TH TERRACE?+
The most recent tax bill on record (2025) was $3,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7381 SW 78TH TERRACE be rented short-term?+
Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7381 SW 78TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $325,000, this home is listed about 9% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 7381 SW 78TH TERRACE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 41% above the OCALA 34481 median.
02Zoned for nightly rentals
Liberty Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
139 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS OCALA · Tamara Myers. MLS #OM721217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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