CENTURY 21 Edge
$100,000$115,000$875 /mo all-in ↓

8798 E HIGHWAY 318, CITRA, FL, 32113

Active102 days on marketListed Mar 31, 2026MLS #OM721326

Priced 51% below the CITRA 32113 medianReduced $15K

About this home

8798 E HIGHWAY 318

HARD TO FIND 4.4 ACRES w/ Well, Septic & Power Pole(permitted originally 1995)! Approx 1.5 acres is cleared with wood buffer surrounding the property. Citra, Florida is known as the home of the pineapple orange, (originally called the Hickory orange) a name coined in 1883 for an orange (fruit) with an aroma reminiscent of the pineapple. Citra has two buildings on the National Register of Historic Places: The Citra Methodist Episcopal Church and the Armstrong House. It is home to a University of Florida Institute of Food and Agricultural Sciences plant research facility. Some funs things to do include visiting Animal Rescue Sanctuary or stop by The Orange Shop for fresh squeezed Florida Orange Juice or some cool merchandise. Skunkie Acres offers horse back riding and every local loves visiting Crones Cradle Conserve with great outdoor gardens and country store full of local homemade foods and stuff. Located just short drive to Ocala or Gainesville, don't miss this great property surrounded by horse country.

Facts & features

The home at a glance

4.4 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$986/yr

Utilities & systems

UtilitiesUtility Pole
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$875 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$589
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,500
Interest rate6.00%
Loan term

Estimated payment

$875/mo

Principal & interest$589
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Citra

Map of 8798 E HIGHWAY 318

Get to know Citra. See the full Citra guide →

CITRA 32113 — neighborhood snapshot

Population

5,382

Median age

49.6

Median income

$62,401

Median home value

$161,400

Avg household

2.37

Households w/ children

493

For the school run

Marion County School District

ElementarySparr Elementary School★★★★
HighNorth Marion High School★★★★
MiddleNorth Marion Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citra market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$239K$180K

Citra median sold, yr/yr

91.9%

Sale-to-list ratio (12 mo)

Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the CITRA 32113 median. See the full Citra market guide →

Paper trail

This home's history

CurrentPrice reduced to $100,000 $15K
Mar 31, 2026Listed at $115,000 · 102 days on market since

Reality check

What actually sold near 8798 E HIGHWAY 318

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8741 E HIGHWAY 318Sold · Jan ’26

$125,000

8741 E HIGHWAY 318

2 bd · 1 ba · 672 sqft · $186/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 8798 E HIGHWAY 318 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8798 E HIGHWAY 318 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8798 E HIGHWAY 318 FAQs

What would the monthly payment be for 8798 E HIGHWAY 318?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8798 E HIGHWAY 318?+

The most recent tax bill on record (2025) was $986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citra?+

At $100,000, this home is listed about 63% below the Citra median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8798 E HIGHWAY 318?+

Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM721326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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