6816 SW 95TH CIRCLE, OCALA, FL, 34481
Active124 days on marketListed Mar 31, 2026MLS #OM721359
About this home
6816 SW 95TH CIRCLE
Stunning views, New Roof, Custom Built-ins Office and Dining room. Enjoy sunset views and golf course living along the sixth fairway in this executive residence with a paver driveway. With professionally designed landscaping and concrete borders, there is plenty of space for relaxing in the Florida sun. This thoughtfully upgraded home is enhanced by a worry-free new GAF Timberline architectural shingle roof with a 50-year transferable warranty. The interior is defined by clean architectural lines and elevated neutral finishes, including 9-foot ceilings with Spanish lace texture, luxury vinyl plank flooring throughout, 8-foot interior doors, crown molding, 6-inch baseboards, plantation shutters and ceiling fans. The open-concept layout supports daily living and entertaining, anchored by a well-appointed chef’s kitchen featuring 42-inch cabinetry, a granite island with additional storage, double wall ovens and a glass cooktop with a vented hood. Adjacent living and dining spaces offer functional flexibility, complemented by custom built-ins and a dedicated entertainment bar with wine refrigeration. Expansive UV-protected sliding glass doors extend the living space to an enclosed three-season room, great for crafting or leisurely reading, creating a seamless transition between interior comfort and outdoor patio golf course views. The primary suite is positioned to capture fairway vistas and includes a tray ceiling, custom-organized closet storage, walk-in tiled shower, separate garden tub and dual vanities. The house has maximum storage with many closets throughout, and ventilated shelving extended to the ceilings. The third bedroom/flex can be used for guests, or as an office or library. Additional features include an extended three-car tandem garage with epoxy flooring, overhead storage and attic stair access. Constructed with insulated concrete block and radiant barrier sheathing, the home also incorporates a hybrid heat pump water heater, supporting energy efficiency and long-term performance with low utility costs. Tech features include a built-in wall cabinet housing fiber optic Wi-Fi, phone app-controlled garage door opener, LED dimmable lighting, programmable thermostat and sprinkler controls. There are simply too many upgrades and aftermarket additions that make this home an exceptional value compared to today’s prices. This home is move-in ready and well maintained by the original owner. Experience the Zen-like oasis of living in the heart of Central Florida with easy access to major cities, nearby theme parks and the World Equestrian Center for annual horse competitions. Residents in this guard-gated, 55-plus community have access to a full suite of amenities, including a fitness center, indoor and outdoor pools, Elan Spa, saunas, tennis and pickleball courts, ballroom and a clubhouse offering dining, social spaces, billiards, full-service restaurant, 18-hole golf course and a golf simulator. Make new friends and experience the many social opportunities scheduled on the lifestyle calendar for over 300 specialty clubs and interest groups.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,099
Sqft
0.15 ac
Lot size
3
Garage
2019
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,812 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,812/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Ocala actives
$224 vs $184
Days on market
124 vs 43 typical
Where $224/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6816 SW 95TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$405,000
6824 SW 95TH CIRCLE · same community
3 bd · 2 ba · 2,151 sqft · $188/sqft · 73 DOM
Sold · Mar ’26$424,999
8457 SW 97TH CIRCLE
2 bd · 2 ba · 2,097 sqft · $203/sqft · 67 DOM
Sold · Aug ’25$439,000
8465 SW 101ST AVENUE
2 bd · 2 ba · 2,145 sqft · $205/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 6816 SW 95TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6816 SW 95TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6816 SW 95TH CIRCLE FAQs
What would the monthly payment be for 6816 SW 95TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,812/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6816 SW 95TH CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6816 SW 95TH CIRCLE?+
The most recent tax bill on record (2025) was $4,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6816 SW 95TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $470,000, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6816 SW 95TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$470,000 runs 102% above the OCALA 34481 median — but at 2,099 sqft it's also 21% larger than the typical Ocala listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
124 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $474,999, now $470,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM721359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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