15675 SE 89TH TERRACE, SUMMERFIELD, FL, 34491
Pending134 days on marketListed Mar 25, 2026MLS #OM721373
About this home
15675 SE 89TH TERRACE
MOTIVATED SELLERS - ENTERTAINING ALL OFFERS. Sellers open to offering concessions. Charming Summerfield Home with NO HOA and Move-In Ready Comfort! This beautifully cared for 3 bedroom, 2 bathroom home in desirable Summerfield offers comfort, functionality, and the freedom of no HOA. Featuring a desirable split floor plan, this layout provides added privacy between the primary suite and guest bedrooms—perfect for both everyday living and hosting. Centrally located between Ocala and The Villages, this property delivers the ideal balance of convenience and affordability, placing you just minutes from shopping, dining, medical facilities, and entertainment—without the higher taxes, fees, and price points often associated with those areas. Inside, you'll find a blend of luxury vinyl plank flooring and carpeting for durability and comfort. The kitchen features wood cabinetry and Frigidaire appliances, while a Whirlpool washer and dryer are included for added convenience. Furniture is also negotiable in the sale. Step outside to enjoy a spacious rear screened-in lanai—perfect for relaxing or entertaining year-round. The home also includes a large garage with ample storage and an irrigation system to help maintain the landscaping with ease. The home also features optic fiber internet with Quantum, a ADP subscription based security system, and smart garage openers with App access. Enjoy the best of convenience and affordability in one exceptional property—schedule your private tour today before it’s gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,415
Sqft
0.22 ac
Lot size
2
Garage
2017
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,947 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,947/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
Days on market
134 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15675 SE 89TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15675 SE 89TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15675 SE 89TH TERRACE FAQs
What would the monthly payment be for 15675 SE 89TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,947/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15675 SE 89TH TERRACE?+
The most recent tax bill on record (2025) was $2,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $250,000, this home is listed about 14% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15675 SE 89TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$250,000 is 9% below the SUMMERFIELD 34491 median of $275,000, and at $177/sqft it sits under the Summerfield average of $246.
02Time on market is leverage
134 days on market against a Summerfield median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $274,999, now $250,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of FRENCH REAL ESTATE CO. · Megan Licciardello. MLS #OM721373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Summerfield homes, in your inbox
Like 15675 SE 89TH TERRACE but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jillian to ping you on any price or status change →