15681 SW 16TH TERRACE, OCALA, FL, 34473
Active131 days on marketListed Mar 28, 2026MLS #OM721644
About this home
15681 SW 16TH TERRACE
SUMMERGLEN GOLF COURSE COMMUNITY Lot 377. What else can you ask for - this Venice model with hidden room, golf cart garage, side entry garage, horseshoe driveway with entry from two different streets, and a private swimming pool oasis. What an absolutely beautiful home with 3 bedrooms and 2 1/2 baths, one leading out to the pool area. This well maintained masonry construction home with stucco exterior is on an oversized corner lot with brick paved circular driveway, and well kept mature landscaping. The heated saltwater pool can be used year round, with outdoor area excellent for entertaining. The pool was resurfaced in 2025 and the waterfall is brand new. The pool area is protected by taller hedges to provide all the privacy you need to relax in your pool. You can access the pool area from 4 different doorways. Enter the home to find a home with lots of detail and extras. New Polynesian special order LVP flooring in the living room, master bed, and both guest bedrooms. Crown molding throughout, 10 foot ceilings, newer lighting, stainless appliances and washer and dryer. Kitchen shows well with wood cabinets, black granite countertops, a solar tube, SS appliances, and lots of counter space. The hidden room is behind the bookcase in the dinette area - use your imagination in how to use this room. Theater Room (the TV stays), office, billiards room, sewing room, 4th bedroom, fitness room. Endless possibilities. This room is 16'6' by 19'2" with a half bath that goes out to the pool area. The large utility/laundry room has lots of shelving and cabinets for extra storage. The master suite has double sinks, roman shower, and his n her walk-in California upgraded closets. A great bonus in the Master BR is the french doors that lead out to the pool and lanai area. Let's take a walk into the garage - attic access with pull down stairs, golf cart garage space, and additional standard 2 car garage. Newer gas hot water tank installed, and the AC installed in 2022. The pool screening was rescreened in the last 4-5 years. The HOA fee includes mowing/edging of yard, garbage pickup including recycling, Spectrum Bronze Tier 1 TV and 1000 Mbps internet, as well as access to all amenities. Did I mention ALL of the community amenities? All this and more located in an active, gated community featuring club house with lounge area, space for future restaurant and meeting rooms, tons of activities & 70 clubs plus bocce ball, pickleball, tennis courts, softball, heated pool & spa, RV parking, dog parks, and tons more! All of that along with a $30 food and beverage Credit to be used at the new Community Restaurant, "Tavern at the Glen". SELLER OFFERING A ONE YEAR HOME WARRANTY AT CLOSING!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,235
Sqft
0.24 ac
Lot size
3
Garage
2006
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs SUMMERGLEN
$205 vs $160
Days on market
131 vs 48 typical
Where $205/sqft sits among the 17 homes for sale in SUMMERGLEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
9 of 17
SUMMERGLEN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 15681 SW 16TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$417,000
15694 SW 16TH AVENUE ROAD · same community
3 bd · 2 ba · 2,295 sqft · $182/sqft · 71 DOM
Sold · May ’26$314,000
15657 SW 11TH TERRACE RD · same community
3 bd · 2 ba · 2,093 sqft · $150/sqft · 122 DOM
Sold · Oct ’25$405,000
1763 SW 155TH PLACE ROAD · same community
3 bd · 2 ba · 2,093 sqft · $194/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 15681 SW 16TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15681 SW 16TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15681 SW 16TH TERRACE FAQs
What would the monthly payment be for 15681 SW 16TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,850/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15681 SW 16TH TERRACE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15681 SW 16TH TERRACE?+
The most recent tax bill on record (2025) was $4,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15681 SW 16TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $458,000, this home is listed about 53% above the Ocala median of $298,990. The market section on this page shows how the area is trending.
Which schools are assigned to 15681 SW 16TH TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$458,000 runs 84% above the OCALA 34473 median — but at 2,235 sqft it's also 30% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
131 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $472,000, now $458,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Jodi Niehans. MLS #OM721644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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