8145 SW 108 STREET, OCALA, FL, 34481
Pending134 days on marketListed Mar 29, 2026MLS #OM721716
About this home
8145 SW 108 STREET
Amazing pool home located in one of Ocala’s Premier 55+ communities “Oak Run” which is known for having a convenient SW Ocala location, plenty of activities and clubs to join and meet new friends and neighbors along with an 18 hole golf course, restaurant and yes, you can have a golf cart. Folks this home has been updated with a New Roof 2021, AC Repl in 2014 with recently having a new motor and condenser replaced. You will be saving $$ on your electric bills for the owner recently installed 8 New Energy Saving WINDOWS. The interior of the home is spacious and comfortable featuring a totally remodeled kitchen with new custom cabinets, new granite counter tops and new SS appliances with attractive tiled floors. There is plenty of storage along with access door to the spacious birdcage outside which will welcome you every morning for your special coffee time and cook out those steaks in the evening while entertaining family and friend's pool side. Life will be wonderful having your own 12x24 HEATED POOL with Robotic Pool Cleaner the heater new in 2023. The primary bedroom has laminate floors, plantation shutters, walk in closet and a remodeled private bath with glass enclosed shower and granite counter tops. There is a guest bedroom and guest bath close in proximity to one another featuring enclosed tiled shower with bench seat and granite counter tops. Additional features include the Garage and Florida rooms that are under heat and air. At present the garage vents are closed. The LR has a solar tube. The pool surface and decking were all updated/resurfaced and most recently owner applied new paint stain to the decking along with a new filter installed for the heater pump. A New Electrical Panel installed in 2023 w/200 amp. Service. You really need to come take a look to appreciate all this property has to offer and a lifestyle you’re searching for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,579
Sqft
0.17 ac
Lot size
2
Garage
1990
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,199 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs Ocala actives
$174 vs $180
Days on market
134 vs 53 typical
Where $174/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8145 SW 108 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$217,900
8031 SW 108TH LOOP · same community
2 bd · 2 ba · 1,433 sqft · $152/sqft · 76 DOM
Sold · May ’26$229,900
10804 SW 81ST COURT ROAD · same community
2 bd · 2 ba · 1,421 sqft · $162/sqft · 10 DOM
Sold · Jan ’26$226,500
11569 SW 71ST CIRCLE
2 bd · 2 ba · 1,571 sqft · $144/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8145 SW 108 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8145 SW 108 STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8145 SW 108 STREET FAQs
What would the monthly payment be for 8145 SW 108 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,199/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8145 SW 108 STREET?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8145 SW 108 STREET?+
The most recent tax bill on record (2025) was $1,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8145 SW 108 STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $274,900, this home is listed about 8% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 8145 SW 108 STREET?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$274,900 runs 20% above the OCALA 34481 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
134 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FONTANA REALTY · Julia McPherson. MLS #OM721716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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