296 OAK LANE TRACK, OCALA, FL, 34472
Active121 days on marketListed Apr 4, 2026MLS #OM722174
About this home
296 OAK LANE TRACK
Beautifully maintained and move-in ready, this 2021-built 3-bedroom, 2-bathroom home offers modern comfort in a desirable Ocala location. Seller offering up to $10,000 toward buyer’s closing costs. Featuring 1,323 square feet of living space, this home has been freshly repainted and professionally cleaned, making it truly move-in ready. The kitchen showcases stainless steel appliances, ample cabinet space, and a functional layout ideal for both everyday living and entertaining. The open living and dining areas provide a bright and welcoming atmosphere. The spacious primary suite features a private bathroom and generous closet space, while the additional bedrooms provides flexibility for guests, family, or a home office. A 2-car garage adds convenience and extra storage. Conveniently located near shopping, dining, and major roadways, this home is perfect for first-time buyers, downsizers, or investors.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.26 ac
Lot size
2
Garage
2021
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Ocala actives
$183 vs $184
Days on market
121 vs 43 typical
Where $183/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 296 OAK LANE TRACK
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$216,000
279 OAK LANE TRACK · same community
3 bd · 2 ba · 1,184 sqft · $182/sqft · 92 DOM
Sold · Dec ’25$255,000
254 LOCUST PASS DRIVE · same community
3 bd · 2 ba · 1,687 sqft · $151/sqft · 155 DOM
Sold · Jul ’26$279,899
208 LOCUST PASS · same community
4 bd · 2 ba · 1,696 sqft · $165/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 296 OAK LANE TRACK — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 296 OAK LANE TRACK — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
296 OAK LANE TRACK FAQs
What would the monthly payment be for 296 OAK LANE TRACK?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 296 OAK LANE TRACK?+
The most recent tax bill on record (2025) was $3,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $237,900, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 296 OAK LANE TRACK?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$237,900 runs 11% above the OCALA 34472 median.
02Time on market is leverage
121 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $255,000, now $237,900 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PLATINUM HOMES AND LAND REALTY · Ivy Moya. MLS #OM722174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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