CENTURY 21 Edge
Pending
$149,900$159,9002 bd2 ba1,530 sqft$98 /sqft$1,730 /mo all-in ↓

8841 SW 91ST STREET UNIT B, OCALA, FL, 34481

Pending125 days on marketListed Apr 6, 2026MLS #OM722187

Priced 35% below the OCALA 34481 medianReduced $10KVillaON TOP OF THE WORLD

About this home

8841 SW 91ST STREET UNIT B

PRICED TO SELL - DON’T WAIT! This nicely maintained Birmingham Villa in On Top of The World has 2 bedrooms, 2 bathrooms, an attached 1 car garage and 1,530 living sq ft. Updates include: a new AC in 2024, newer roof in 2022, water heater replaced in 2013, extra attic insulation, step-in shower in the primary bathroom, updated granite vanities in both bathrooms, & newer kitchen appliances. NO CARPET, separate dining & living areas, a spacious kitchen w/ tile backsplash & pantry, a primary bedroom w/ a large walk-in closet, & guest bath with a tub. Additional highlights include an attached one-car garage w/ golf cart parking & a screened garage door, a Florida room off the dining area, & a concrete patio perfect for grilling or enjoying your morning coffee. On Top of the World is an award-winning 55+ community offering nearly every recreational facility imaginable, including golf courses, multiple indoor & outdoor swimming pools, pickleball & tennis courts, dog parks, state-of-the-art fitness centers, a library, billiards room, learning center, remote-control complex for planes & vehicles, over 200 clubs, & a newer Veterans’ Park w/ archery, basketball, shuffleboard, horseshoes, grills, & more. Shopping & dining are accessible by golf cart, including groceries, restaurants, haircuts, post office, & pharmacies. The furniture, washer, dryer, and golf cart convey, with the golf cart recently serviced. Don’t miss the opportunity to enjoy this vibrant, active community—schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,530

Sqft

0.01 ac

Lot size

1

Garage

1991

Year built

One

Levels

$98

Per sqft

Partially55+ communityPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingCovered · Driveway · Garage Door Opener · Ground Level · Off Street
ExteriorLighting

Community & fees

HOA fee$494/mo
Taxes (2025)$1,528/yr
PetsNumber Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,730 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$127
HOA fee — from the listing$494
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,730/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$127
HOA / condo fee$494
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$140KedgeAI estimate $153,980 · range $146K$177K$184K

vs edgeAI estimate

−2.6%

$/sqft vs ON TOP OF THE WORLD

$98 vs $149

Days on market

125 vs 52 typical

Where $98/sqft sits among the 250 homes for sale in ON TOP OF THE WORLD

65 · this home
54
40
35
27
29
$98–121$121–145$145–168$168–192$192–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8841 SW 91ST STREET UNIT B inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

115 of 250

ON TOP OF THE WORLD have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,900 $10K
Apr 6, 2026Listed at $159,900 · 125 days on market since
1991Built · ON TOP OF THE WORLD

Reality check

What actually sold near 8841 SW 91ST STREET UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9275 SW 97TH LANE UNIT BSold · Dec ’25

$197,500

9275 SW 97TH LANE UNIT B · same community

2 bd · 2 ba · 1,470 sqft · $134/sqft · 36 DOM

9575 SW 92ND STREET ROADSold · Dec ’25

$158,900

9575 SW 92ND STREET ROAD · same community

2 bd · 2 ba · 1,414 sqft · $112/sqft · 7 DOM

2360 WORLD PARKWAY BOULEVARD UNIT 38Sold · Dec ’25

$131,000

2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community

2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8841 SW 91ST STREET UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8841 SW 91ST STREET UNIT B — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8841 SW 91ST STREET UNIT B FAQs

What would the monthly payment be for 8841 SW 91ST STREET UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,730/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8841 SW 91ST STREET UNIT B?+

The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8841 SW 91ST STREET UNIT B?+

The most recent tax bill on record (2025) was $1,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8841 SW 91ST STREET UNIT B?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $149,900, this home is listed about 50% below the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 8841 SW 91ST STREET UNIT B?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34481 market on paper

$149,900 is 35% below the OCALA 34481 median of $230,000, and at $98/sqft it sits under the Ocala average of $206.

02Time on market is leverage

125 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $159,900, now $149,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of HOMERUN REALTY · Madison Allen. MLS #OM722187.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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