12440 SW 52ND LANE ROAD, OCALA, FL, 34481
Pending126 days on marketListed Apr 7, 2026MLS #OM722292
About this home
12440 SW 52ND LANE ROAD
Virtually Staged. 'Seller is offering up to $5,000 toward the buyer's closing costs, depending on the purchase price and terms of the buyer's offer.' Welcome to this beautifully completed new construction home in the desirable deed-restricted community of Rolling Hills! Situated on a spacious 1.16-acre lot, this thoughtfully designed residence offers 3 bedrooms, 2 bathrooms, a dedicated office/den, and an oversized 3-car garage, with over 1,700 square feet of comfortable living space. Built with durable concrete block construction, this home combines quality craftsmanship with modern style. A covered front porch welcomes you inside to an open, split-bedroom floor plan featuring soaring vaulted ceilings, abundant natural light, and luxury tile flooring throughout the main living areas. The spacious living and dining areas seamlessly connect to the well-appointed kitchen, making it perfect for entertaining. You'll love the large center island with breakfast bar, generous cabinet space, pantry, and complete appliance package. The private owner's suite offers a spacious bedroom, a luxurious en-suite bath with dual vanities, a soaking garden tub, a glass-enclosed walk-in shower, and an expansive walk-in closet. Two additional bedrooms are located on the opposite side of the home, providing privacy for family or guests. Step outside to enjoy the covered rear patio with a ceiling fan, plus an additional open patio—ideal for outdoor dining, entertaining, or simply enjoying Florida's beautiful weather. With over an acre of land, there's ample room to add a pool, workshop, detached garage, garden, or create your own outdoor oasis. Additional features include a dedicated laundry room, contemporary finishes throughout, and a spacious 3-car garage offering plenty of storage. Conveniently located in Ocala with no HOA fees, this home is just 9 miles from the World Equestrian Center, making it an excellent choice for horse enthusiasts, commuters, or anyone seeking the perfect blend of country living and city convenience. Don't miss this exceptional opportunity to own a brand-new home with room to grow. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,756
Sqft
1.16 ac
Lot size
3
Garage
2026
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs Ocala actives
$256 vs $187
Days on market
126 vs 53 typical
Where $256/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12440 SW 52ND LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
12729 SW 64TH LANE · same community
3 bd · 2 ba · 1,766 sqft · $187/sqft · 43 DOM
Sold · Sep ’25$360,000
13356 SW 64TH STREET ROAD · same community
4 bd · 2 ba · 1,823 sqft · $197/sqft · 336 DOM
Sold · Mar ’26$339,900
12423 SW 52ND LANE ROAD · same community
3 bd · 2 ba · 1,936 sqft · $176/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12440 SW 52ND LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12440 SW 52ND LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12440 SW 52ND LANE ROAD FAQs
What would the monthly payment be for 12440 SW 52ND LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12440 SW 52ND LANE ROAD?+
The most recent tax bill on record (2025) was $375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12440 SW 52ND LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $449,000, this home is listed about 50% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12440 SW 52ND LANE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 95% above the OCALA 34481 median.
02Time on market is leverage
126 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $464,900, now $449,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Marie Aucamp. MLS #OM722292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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