8037 SW 81ST LOOP, OCALA, FL, 34476
Active98 days on marketListed Apr 17, 2026MLS #OM722371
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About this home
8037 SW 81ST LOOP
**Big Price Drop** Discover this impeccably updated 3-bedroom, 3-bath home, situated within the sought-after Indigo East community, part of the esteemed On Top of the World neighborhood. This unique property features a main house with 2 bedrooms, 2 bathrooms, and a separate, self-contained casita/in-law quarters boasting 1 bedroom and 1 bath. The main residence showcases a stylishly renovated kitchen, complete with granite countertops, tile backsplash, and stainless steel appliances. The spacious primary suite offers a tray ceiling, two walk-in closets, and a large en-suite bathroom with a walk-in shower, new countertop, updated mirrors, and modern lighting fixtures. Bedrooms are carpeted , living areas feature laminate wood flooring, with tile in all wet areas. Thoughtfully placed ceiling fans are found in every room, providing extra comfort. The casita's bathroom has been updated with a new vanity, mirror, and lighting. It boasts luxury vinyl plank flooring for enhanced comfort and durability. A private retreat connects the main house to the casita. The beautifully enhanced courtyard features a screened entry, paver flooring, a charming seat wall, and outdoor ceiling fans, creating the perfect space to relax or entertain. The glass-enclosed lanai provides ample natural light and offers ideal three-season living space. Additionally, the garage is air-conditioned and has plenty of shelving for storage, crafts etc. Residents of Indigo East can enjoy a range of lifestyle amenities, including two pools, a fitness center, walking paths, a dog park, and various clubs. There is also the opportunity to buy-in to On Top of the World amenities. With all these features and a low HOA fee, this exceptional home is a must-see.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,854
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Ocala actives
$167 vs $181
Days on market
98 vs 43 typical
Where $167/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8037 SW 81ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
8089 SW 81ST LOOP · same community
3 bd · 2 ba · 2,032 sqft · $118/sqft · 9 DOM
Sold · Aug ’25$230,000
8036 SW 78TH TERRACE ROAD · same community
3 bd · 2 ba · 1,576 sqft · $146/sqft · 187 DOM
Sold · Jan ’26$175,000
8022 SW 81ST LOOP · same community
2 bd · 2 ba · 1,319 sqft · $133/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 8037 SW 81ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8037 SW 81ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8037 SW 81ST LOOP FAQs
What would the monthly payment be for 8037 SW 81ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8037 SW 81ST LOOP?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8037 SW 81ST LOOP?+
The most recent tax bill on record (2025) was $4,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8037 SW 81ST LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $308,900, this home is listed about 3% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8037 SW 81ST LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Deborah Sumey. MLS #OM722371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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