4959 SW 178TH TERRACE, DUNNELLON, FL, 34432
Active115 days on marketListed Apr 15, 2026MLS #OM722865
About this home
4959 SW 178TH TERRACE
Unique opportunity in Ocala for those seeking freedom, investment, and lifestyle. This brand-new 2023 manufactured home sits on 2.31 acres, offering a self-sufficient living experience with private well water and endless potential. Perfect for living or investing: grow your own food, have animals, and expand with up to 9,000 sq ft of additional structures —including garages, a larger or smaller second home, or independent units for Airbnb income. Prime location: just 8 minutes from Rainbow Springs State Park and 19 minutes from World Equestrian Center Ocala, in a peaceful area with strong growth and demand. Qualifies for USDA financing with 100 financing available, making it an excellent opportunity with little to no down payment. Ideal for buyers looking to create a self-sustaining lifestyle, privacy, and income-producing opportunities in Central Florida.--
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
2.31 ac
Lot size
2023
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.2%
$/sqft vs Dunnellon actives
$215 vs $183
Days on market
115 vs 39 typical
Where $215/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
165 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 4959 SW 178TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$275,000
18427 SW 60TH STREET
3 bd · 2 ba · 1,512 sqft · $182/sqft · 40 DOM
Sold · Jan ’26$376,000
18168 SW 65TH LOOP
3 bd · 2 ba · 1,522 sqft · $247/sqft · 4 DOM
Sold · Jul ’26$233,000
16789 SW 62ND STREET
4 bd · 2 ba · 1,404 sqft · $166/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4959 SW 178TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4959 SW 178TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4959 SW 178TH TERRACE FAQs
What would the monthly payment be for 4959 SW 178TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4959 SW 178TH TERRACE?+
The most recent tax bill on record (2025) was $3,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $325,000, this home is listed about 8% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4959 SW 178TH TERRACE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 48% above the DUNNELLON 34432 median.
02Time on market is leverage
115 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $327,000, now $325,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cristina Osorio Norena. MLS #OM722865.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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