9635 SW 94TH TERRACE UNIT B, OCALA, FL, 34481
Pending113 days on marketListed Apr 17, 2026MLS #OM722995
About this home
9635 SW 94TH TERRACE UNIT B
The Grand Lafayette Villa is the perfect floorplan! While you may feel COZY, it's also ROOMY and easy to maintain! New HVAC SYSTEM 2024! The Florida Room has been enclosed and gives you a large multi-purpose space. The kitchen has a solar tube that provides extra light and there is a retractable screen door to the rear patio. Two bedrooms and two full baths, a great room should give you plenty of living space! The OTOW schedule of activities will keep you busy. We are located between The World Equestrian Center and & 7 Natural Springs, A little over an Hour to Orlando and Tampa. Come for a Visit! Tour OTOW!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,215
Sqft
0.08 ac
Lot size
1
Garage
1996
Year built
One
Levels
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,697 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,697/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
Days on market
113 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 9635 SW 94TH TERRACE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9635 SW 94TH TERRACE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9635 SW 94TH TERRACE UNIT B FAQs
What would the monthly payment be for 9635 SW 94TH TERRACE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,697/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9635 SW 94TH TERRACE UNIT B?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9635 SW 94TH TERRACE UNIT B?+
The most recent tax bill on record (2025) was $1,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9635 SW 94TH TERRACE UNIT B?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $144,000, this home is listed about 52% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9635 SW 94TH TERRACE UNIT B?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$144,000 is 37% below the OCALA 34481 median of $229,900, and at $119/sqft it sits under the Ocala average of $206.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
113 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
Listing courtesy of SOUTHERN LIVING REALTY INC · Gwen Bongiorno. MLS #OM722995.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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