4986 BELTED KINGFISHER DRIVE, OXFORD, FL, 34484
Pending114 days on marketListed Apr 18, 2026MLS #OM723067
About this home
4986 BELTED KINGFISHER DRIVE
PRICE REDUCED ! An affordable priced home, and amazing Resort style amenities to relax & enjoy. Priced under market value. No BOND OR WORK needed, it is move-in condition. Stunning Home in highly sought after Lakeside Landings Gated Community This impeccable 3-bedroom, 2-bathroom home is priced to sell, and the motivated seller is eager to find the right buyer. The owner has consistently maintained the property, ensuring that no work is needed—simply pack your bags and move right in! Situated in an ideal location, this home boasts new paint. Roof, HVAC and water heater are 7 years old. Appliances still have the manuals and warranty (where applicable). With new flooring in lanai, the home is stylish and inviting. Your home will feel relaxing and inviting with a touch of sophistication. The kitchen is a chef's dream, featuring ample counter space and a breakfast bar, perfect for entertaining. You'll also find plenty of closets and storage options to keep your space organized. There is an oversized laundry room with plenty of cabinets and a sink. The enclosed lanai is an excellent retreat, complete with air conditioning and heating, along with sliding screened windows that allow for fresh air. Enjoy your morning coffee or unwind with a glass of wine in the evening in this serene space. This home is truly a must-see! Don't miss the opportunity to make it yours! Contact the agent for a showing today. Easy to show, no notice needed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,889
Sqft
0.18 ac
Lot size
2
Garage
2018
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.1%
Days on market
114 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4986 BELTED KINGFISHER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4986 BELTED KINGFISHER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4986 BELTED KINGFISHER DRIVE FAQs
What would the monthly payment be for 4986 BELTED KINGFISHER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,666/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4986 BELTED KINGFISHER DRIVE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4986 BELTED KINGFISHER DRIVE?+
The most recent tax bill on record (2025) was $3,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4986 BELTED KINGFISHER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $325,000, this home is listed about 20% below the Oxford median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4986 BELTED KINGFISHER DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OXFORD 34484 market on paper
$325,000 is 20% below the OXFORD 34484 median of $407,125, and at $172/sqft it sits under the Oxford average of $227.
02Time on market is leverage
114 days on market against a Oxford median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $365,000, now $325,000 — a $40K cut. The full history is in the market section below.
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Denise Palek. MLS #OM723067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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