825 SE 13TH STREET, OCALA, FL, 34471
Active104 days on marketListed Apr 23, 2026MLS #OM723152
About this home
825 SE 13TH STREET
This charming home near downtown Ocala has been tastefully transformed and well loved! Located in the golf cart district and within approximately 1 mile of everything downtown has to offer, including dining, the farmers market, entertainment, Marion Theatre, shopping, the monthly art walk, and a variety of community events. With 2 bedrooms and 2 full bathrooms, this is ready for you to call home, or it can make a great short-term rental. The open concept living area showcases a deep-set bay window, perfect for cozy reading or displaying plants. With ample room for a dedicated dining area, this space is ideal for both everyday living and entertaining. For added functionality, a beautiful barn door separates the living space from the classy workspace with a built in desk, shelves, and drawers. Fall in love with this designer-inspired kitchen! This bright space features custom two-tone cabinetry with soft-close doors and drawers, accented by a beautiful hexagon tile backsplash and under-cabinet lighting. Complete with granite countertops, a full stainless steel appliance package, and matte black fixtures, this kitchen is as functional as it is stylish. This split floor plan places one bedroom and one bathroom on each side of the home for added privacy. One beautifully renovated bathroom includes a custom vanity with a designer vessel sink and waterfall faucet, a sleek LED-backlit mirror, patterned tile flooring, and a shower/tub combination with classic subway tile. A smart control exhaust fan featuring integrated lighting, and built-in Bluetooth speaker allows you to stream music or audio for a spa-like experience. On the opposite side of the home, the second bedroom has a built in desk and an updated ensuite bathroom. Outside, the spacious yard is fenced with a private rear alleyway and no direct rear neighbor. Recent updates include AC (2023), water heater (2020), roof (2012), newer windows, and plumbing re-piped approximately 2013. Additional improvements include flooring, paint, textured ceilings, fixtures, and a new bay window.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,123
Sqft
0.22 ac
Lot size
1971
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.2%
$/sqft vs Ocala actives
$263 vs $187
Days on market
104 vs 49 typical
Where $263/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
160 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 825 SE 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$130,000
1701 SE 24TH ROAD UNIT 202
2 bd · 2.5 ba · 1,122 sqft · $116/sqft · 136 DOM
Sold · Feb ’26$210,000
2360 SW 6TH AVENUE
3 bd · 2 ba · 1,149 sqft · $183/sqft · 68 DOM
Sold · Mar ’26$235,000
1621 SE 17TH STREET
2 bd · 1 ba · 1,175 sqft · $200/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 825 SE 13TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 825 SE 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
825 SE 13TH STREET FAQs
What would the monthly payment be for 825 SE 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 825 SE 13TH STREET?+
The most recent tax bill on record (2025) was $1,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $295,000, this home is listed about 1% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 825 SE 13TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
104 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $320,000, now $295,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Penny Terry. MLS #OM723152.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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