9335 SW 85TH TERRACE UNIT E, OCALA, FL, 34481
Active93 days on marketListed Apr 23, 2026MLS #OM723290
About this home
9335 SW 85TH TERRACE UNIT E
Virtually Staged. Welcome home to this spacious end-unit Bostonian in the highly desirable 55+ golf community of On Top of the World in Circle Square Woods. Offering 2 bedrooms, 2 baths, and 1,772 living sq ft, this villa combines comfort, privacy, and easy Florida living. From the inviting large front porch, perfect for morning coffee and neighborly chats, to the private rear screened lanai, this home is designed to enjoy both indoor and outdoor living. Inside, you'll love the no-carpet flooring throughout, comfortable living room, and an impressive chef-inspired kitchen featuring resurfaced dual-tone cabinetry, (most with pullout drawers) abundant counter space, a large island/bar, and newer stainless-steel appliances. The expansive Florida room creates the perfect setting for entertaining family and friends. The spacious primary suite offers a walk-in closet and an updated bath with step-in shower and rain glass enclosure, while the guest bedroom is ideal as a bedroom or home office. Additional highlights include a 2-car garage, washer and dryer, extra refrigerator, HVAC replaced in 2015, and roof updated in 2023. A wonderful opportunity to enjoy the active lifestyle, amenities, and charm of Ocala's sought after On Top of the World community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,772
Sqft
0.04 ac
Lot size
2
Garage
1993
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs ON TOP OF THE WORLD
$118 vs $150
Days on market
93 vs 43 typical
Where $118/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
115 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9335 SW 85TH TERRACE UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
10414 SW 105TH TERRACE · same community
2 bd · 2 ba · 1,767 sqft · $192/sqft · 5 DOM
Sold · Dec ’25$155,000
8959 SW 96TH LANE UNIT A · same community
2 bd · 2 ba · 1,728 sqft · $90/sqft · 124 DOM
Sold · Dec ’25$247,500
9155 SW 83RD COURT UNIT C · same community
2 bd · 2 ba · 1,886 sqft · $131/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9335 SW 85TH TERRACE UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9335 SW 85TH TERRACE UNIT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9335 SW 85TH TERRACE UNIT E FAQs
What would the monthly payment be for 9335 SW 85TH TERRACE UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,057/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9335 SW 85TH TERRACE UNIT E?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9335 SW 85TH TERRACE UNIT E?+
The most recent tax bill on record (2025) was $958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9335 SW 85TH TERRACE UNIT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $209,000, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9335 SW 85TH TERRACE UNIT E?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$209,000 is 11% below the OCALA 34481 median of $234,000, and at $118/sqft it sits under the Ocala average of $204.
02Time on market is leverage
93 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $209,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROBB HARRISON REALTY INC · Robb Harrison. MLS #OM723290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 9335 SW 85TH TERRACE UNIT E but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →