CENTURY 21 Edge
$700,0003 bd3.5 ba2,424 sqft$289 /sqft$4,331 /mo all-in ↓

1427 NE 10TH STREET, OCALA, FL, 34470

Active102 days on marketListed Apr 29, 2026MLS #OM723436

Private poolSingle Family ResidenceSPRING HILL

Come see it

Upcoming open house

Sat, Aug 15

11:00 AM – 2:30 PM

Come enjoy the views of a graceful country estate in a beautiful part of town. We look forward to seeing you!

About this home

1427 NE 10TH STREET

Charming traditional estate in the City - Nestled on 2.2+/- acres within the city limits, this lovely traditional home is surrounded by majestic oak trees and mature landscaping - offering both privacy and natural beauty. Zoned R1, this unique property blends timeless character with modern comfort, featuring 3 bedrooms and 3.5 bathrooms, the home showcases beautiful hardwood floors, tile, and vinyl flooring throughout. The inviting living room is accented with crown molding and a cozy wood burning fireplace, while occasional stained-glass windows cast a warm, welcoming glow. A versatile wood-paneled den serves as the perfect all purposse space. The updated kitchen boasts wood cabinetry, a large pantry, a spacious dining area with a breakfast bar that comfortably seats 6+/- guests. Appliances include stove, refrigerator, microwave, trash compactor. Enjoy year-round comfort with gas heat and electric A/C, plus ceiling fans throughout. The welcoming front porch is ideal for gathering with friends and family, while the expansive screened porch opens to a stunning saltwater pool and patio - perfect for entertaining. Add'l features include: security system, inside laundry, back porch, outdoor shower, cook shed for BBQ/ outdoor dining, spacious workshop/electric, charming vintage potting/garden shed, partially fenced yard with dog run, small pond and garden area. Generac generator 24 kw. This is an opportunity to own a truly special home that radiates warmth, comfort, and character. Appointment only--a must see!!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,424

Sqft

2.2 ac

Lot size

1

Garage

1933

Year built

One

Levels

$289

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Tile · Vinyl
AppliancesDishwasher · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Trash Compactor
InteriorCeiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofBuilt-Up
ConstructionBlock · Wood Siding
FoundationCrawlspace · Pillar/Post/Pier · Slab · Stem Wall
ViewTrees/Woods
FacesWest
ExteriorDog Run · Garden · Outdoor Grill · Outdoor Shower · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,576/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,331 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,331/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$131
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SPRING HILL

$289 vs $199

Days on market

102 vs 52 typical

Where $289/sqft sits among the 279 homes for sale in SPRING HILL

53
76
77
40
17
16 · this home
$151–174$174–197$197–220$220–243$243–266$266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 1427 NE 10TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

137 of 279

SPRING HILL have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 245% above the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $700,000 · 102 days on market since
1933Built · SPRING HILL

Reality check

What actually sold near 1427 NE 10TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11150 MARQUETTE STREETSold · Mar ’26

$380,000

11150 MARQUETTE STREET · same community

3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM

7337 PRICE STREETSold · Mar ’26

$377,500

7337 PRICE STREET · same community

4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM

10462 BAYLOR DRIVESold · Dec ’25

$365,000

10462 BAYLOR DRIVE · same community

3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1427 NE 10TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1427 NE 10TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1427 NE 10TH STREET FAQs

What would the monthly payment be for 1427 NE 10TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1427 NE 10TH STREET?+

The most recent tax bill on record (2025) was $1,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1427 NE 10TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $700,000, this home is listed about 134% above the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 1427 NE 10TH STREET?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$700,000 runs 245% above the OCALA 34470 median — but at 2,424 sqft it's also 41% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ROBERTS REAL ESTATE INC · Sylvia Leitner. MLS #OM723436.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1427 NE 10TH STREET, OCALA, FL — 3 Bed, 3.5 Bath — $700,000 | CENTURY 21 Edge