6015 SW 86TH CIRCLE, OCALA, FL, 34481
Active90 days on marketListed May 4, 2026MLS #OM723518
About this home
6015 SW 86TH CIRCLE
Imagine waking up each morning knowing your day can be as active or as relaxing as you choose in year-round sunshine. Nestled in the heart of Ocala's beautiful horse country, Del Webb Stone Creek is a premier gated 55+ community designed for those who want more than just a home—they want a lifestyle. Conveniently located near shopping, dining, healthcare, and with easy access to I-75, you're also within comfortable driving distance of both Orlando and Florida's Gulf Coast. This highly sought-after Lexington II community in Stone Creek is ideally situated within walking distance to all amenities, this beautifully designed Stellar model offers the perfect blend of space, comfort, and convenience. This impeccably appointed home offers 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, hobby room, or guest retreat. The open-concept layout is filled with natural light, creating a warm and inviting atmosphere ideal for both everyday living and effortless entertaining. At the heart of the home, the gourmet kitchen is designed to impress, featuring an oversized island with additional cabinetry for storage and seating, sleek gray subway tile backsplash, upgraded Blanco sink, and premium KitchenAid appliances. A walk-in pantry adds both convenience and functionality, making this space as practical as it is stylish. A spacious laundry room, complete with cabinetry and a utility sink, leads to the 3-car garage featuring durable epoxy flooring—providing plenty of space for vehicles, storage, or even a golf cart. A standout feature is the 3-panel sliding glass door that fully pockets into the wall, creating a seamless indoor-outdoor living experience. Outside your screened in lanai allows for sitting and enjoying your fully fenced backyard, which offers privacy and plenty of room to design your dream outdoor retreat. With enough space to build a pool, you can create the perfect setting for relaxing or entertaining under the Florida sun. Just a short distance from the home you will find the Reunion Center and Stonewater Club, offering resort-style amenities including indoor and outdoor pools, a fitness center, spa, golf simulator, billiards, walking trails, and inviting social spaces. Residents enjoy an 18-hole championship golf course, tennis, pickleball, bocce, softball, fishing, and RV/boat storage. A full-time Lifestyle Director coordinates hundreds of clubs, classes, concerts, and social events throughout the year. Complete with on-site dining at Stone Creek Grille, a café, and bar, Stone Creek offers an active, maintenance-free lifestyle where neighbors become lifelong friends. Don’t miss this opportunity to own a beautiful home in one of Ocala’s most desirable gated 55+ communities, where lifestyle and location come together seamlessly.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,523
Sqft
0.2 ac
Lot size
3
Garage
2024
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs Ocala actives
$226 vs $184
Days on market
90 vs 43 typical
Where $226/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6015 SW 86TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
9862 SW 76TH PLACE ROAD
3 bd · 3 ba · 2,529 sqft · $170/sqft · 176 DOM
Sold · Nov ’25$435,000
9733 SW 74TH PLACE
3 bd · 3 ba · 2,529 sqft · $172/sqft · 314 DOM
Sold · Nov ’25$655,000
9277 SW 70TH LOOP
3 bd · 3 ba · 2,673 sqft · $245/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6015 SW 86TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6015 SW 86TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6015 SW 86TH CIRCLE FAQs
What would the monthly payment be for 6015 SW 86TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,812/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6015 SW 86TH CIRCLE?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6015 SW 86TH CIRCLE?+
The most recent tax bill on record (2025) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6015 SW 86TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $569,999, this home is listed about 91% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6015 SW 86TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,999 runs 145% above the OCALA 34481 median — but at 2,523 sqft it's also 46% larger than the typical Ocala listing.
02Time on market is leverage
90 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $575,000, now $569,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Maribel Velazco. MLS #OM723518.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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