10631 W HIGHWAY 40, OCALA, FL, 34482
Active92 days on marketListed May 6, 2026MLS #OM723566
About this home
10631 W HIGHWAY 40
Exceptional 6.6+ acre private estate just minutes from WEC. Fully fenced and surrounded by mature trees, this 3BR/2BA home features an open floor plan, formal dining, and an enclosed A/C porch (ideal 4th bedroom). Complete with RV garage and hookups, oversized workshop, 3-stall pole barn, and A/C shed. Roof 8 YEARS NEW... NO FLOOD ZONE... Privacy meets convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,316
Sqft
6.64 ac
Lot size
2
Garage
1991
Year built
One
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,656 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,656/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs Ocala actives
$310 vs $187
Days on market
92 vs 48 typical
Where $310/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10631 W HIGHWAY 40
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$515,000
340 NW 113TH CIRCLE
3 bd · 2 ba · 2,414 sqft · $213/sqft · 29 DOM
Sold · Sep ’25$1,600,000
10249 NW 21ST STREET
3 bd · 2.5 ba · 2,128 sqft · $752/sqft · 206 DOM
Sold · Jan ’26$1,020,000
10571 NW 8TH LANE
3 bd · 2 ba · 2,087 sqft · $489/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10631 W HIGHWAY 40 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10631 W HIGHWAY 40 — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10631 W HIGHWAY 40 FAQs
What would the monthly payment be for 10631 W HIGHWAY 40?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,656/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10631 W HIGHWAY 40?+
The most recent tax bill on record (2025) was $4,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $719,000, this home is listed about 140% above the Ocala median of $298,990. The market section on this page shows how the area is trending.
Which schools are assigned to 10631 W HIGHWAY 40?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Luis Lopez. MLS #OM723566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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