6064 SW 86TH TERRACE ROAD, OCALA, FL, 34481
Active95 days on marketListed May 6, 2026MLS #OM724128
About this home
6064 SW 86TH TERRACE ROAD
Experience the best of Ocala in this meticulously crafted single-family residence, completed in 2023. Boasting 2 spacious bedrooms with a large flex room and 2.5 bathrooms, this 2,261-square-foot home is designed for both comfort and sophisticated entertaining. The open-concept layout features durable concrete block and stucco construction with a classic shingle roof, ensuring peace of mind for years to come. The open-concept layout is designed for seamless indoor-outdoor living, highlighted by hide-away sliding glass doors that disappear to reveal a private lanai. This architectural detail frames a stunning, unobstructed view of the lake and the community clubhouse, perfect for morning coffee or sunset cocktails. Home has water softener and whole house filtration system. Practicality meets hobbyist dreams in the oversized garage, which features dedicated space perfect for an extra storage area or a custom workshop. Nestled within the Stone Creek by Del Webb subdivision, this property grants you access to an unparalleled lifestyle. Residents enjoy a gated, guard-protected environment filled with resort-style amenities, including a premier golf course, a state-of-the-art fitness center, a sparkling community pool, and courts for pickleball and racquetball. Whether you're dining at the on-site restaurant or exploring the community's scenic trails, this home offers more than just a place to live—it offers a community to belong to.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,261
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs STONE CREEK
$184 vs $209
Days on market
95 vs 52 typical
Where $184/sqft sits among the 30 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
18 of 30
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6064 SW 86TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$415,000
9063 SW 59TH LANE ROAD · same community
3 bd · 2 ba · 2,143 sqft · $194/sqft · 120 DOM
Sold · Oct ’25$635,000
10034 SW 77TH LOOP · same community
3 bd · 3 ba · 2,398 sqft · $265/sqft · 61 DOM
Sold · Jul ’26$410,000
5693 SW 90TH COURT ROAD · same community
2 bd · 2.5 ba · 2,110 sqft · $194/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6064 SW 86TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6064 SW 86TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6064 SW 86TH TERRACE ROAD FAQs
What would the monthly payment be for 6064 SW 86TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,736/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6064 SW 86TH TERRACE ROAD?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6064 SW 86TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $7,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6064 SW 86TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $415,000, this home is listed about 39% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 6064 SW 86TH TERRACE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PROPERTIES · Gregory Miller. MLS #OM724128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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