5364 SE 39TH LOOP, OCALA, FL, 34480
Active74 days on marketListed May 7, 2026MLS #OM724135
About this home
5364 SE 39TH LOOP
Back on the Market, due to buyers financing. MOTIVATED SELLER OF THIS GORGEOUS CUSTOM HOME built by Irvin Construction. SEE PICTURE 7 FOR HOME UPGRADES AND CUSTOMIZATIONS. This beautiful "Finley Hill" model custom Home starts with Amazing Curb Appeal, Large Windows, Rocking Chair Front Porch, Grand Foyer Entry, 10 Ft. Ceilings w/CROWN molding throughout, beautiful etched tile in the grand foyer, to the left is the Office with Built in Shelves, to the right is Over Sized Formal Dining Room w/Bay Window, just outside the dining room is the Butler's Pantry w/Sink, GOURMET Kitchen w/Double Ovens, walk in pantry, GRANITE COUNTERS and STAINLESS-STEEL appliances, new kitchen sink and faucet with separate filtered water faucet, Gas Stove, 42" custom cabinetry and large dining nook overlooks the pool area, Under Counter Lighting, GENEROUS Laundry Room, Gas Logs in A SHOW PIECE Fireplace, Master Suite with dual sinks, soaker tub, water closet, and a HUGE walk in Closet, Two more SPACIOUS Spare Bedrooms w/LARGE Closets and a Jack and Jill Bath with shower/tub combo and dual sinks. The primary suite offers direct access to the pool area, allowing you to slip out for a refreshing morning swim or unwind under the stars. A 4th bedroom is a possibility if the office space was turned into a bedroom with minimal change. Home has Energy efficient: GAS water heater, Variable Speed Pool Pump, new pool filter, and complete LED Lighting throughout. It also has Complete SURROUND SOUND System and Multiple Room Speakers (not hooked up), and outside Security Flood Lights. The backyard is a lush paradise starting with the fabulous pool with water fall, large covered lanai with 4 entry points into the interior of the home, green house, raised vegetable gardens, and a money saving irrigation well with 9 zones that has saved this home owner hundreds of dollars monthly since 2022. This home also features a 3 car garage (33'x22') and so much storage in the garage. Freezer in the garage stays with the home. NEW ROOF was done in 2024 along with 2 solar attic fans, NASA technology insulation in the attic. AC was replaced in 2024 and exterior paint done in 2023. Located in a quiet, LUXURIOUS GATED COMMUNITY with beautiful homes and mature landscaping, with LOW HOA fees, Summerton South offers a serene setting just minutes from Ocala’s shopping, dining, and top-rated schools. Just imagine hosting many parties for family and friends in this luxurious pool home or having the neighborhood kids over to join in the fun. A MUST SEE!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,767
Sqft
0.54 ac
Lot size
3
Garage
2002
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,181 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,181/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Ocala actives
$224 vs $180
Days on market
74 vs 43 typical
Where $224/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
156 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5364 SE 39TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$649,900
5248 SE 39TH LOOP · same community
4 bd · 3 ba · 2,671 sqft · $243/sqft · 27 DOM
Sold · Aug ’25$589,000
3883 SE 51ST COURT · same community
3 bd · 2.5 ba · 2,638 sqft · $223/sqft · 3 DOM
Sold · Oct ’25$585,000
5020 SE 40TH STREET · same community
4 bd · 3 ba · 2,629 sqft · $223/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5364 SE 39TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5364 SE 39TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5364 SE 39TH LOOP FAQs
What would the monthly payment be for 5364 SE 39TH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,181/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5364 SE 39TH LOOP?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5364 SE 39TH LOOP?+
The most recent tax bill on record (2025) was $4,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5364 SE 39TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $619,900, this home is listed about 107% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5364 SE 39TH LOOP?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$619,900 runs 118% above the OCALA 34480 median — but at 2,767 sqft it's also 60% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $639,900, now $619,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Jodi Niehans. MLS #OM724135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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