9181 SW 91ST CIRCLE, OCALA, FL, 34481
Pending89 days on marketListed May 5, 2026MLS #OM724140
About this home
9181 SW 91ST CIRCLE
MOTIVATED SELLER! Welcome to this lovingly maintained Jefferson model located in the Williamsburg neighborhood of On Top of the World. At just over 2,000 sqft, this home features 2 bedrooms, 2 bathrooms and an office/ flex room. No carpet! The kitchen is equipped with ample counter and cabinet space. The breakfast nook and separate dining space are optimal for entertaining guests. Take in the view from your expansive Florida room overlooking the golf course. Enjoy your morning coffee out in your private courtyard. Your functional 2 car garage features epoxy floors and provides the perfect place for your vehicle and golf cart. The Williamsburg neighborhood of On Top of the World offers a maintenance free lifestyle with lawn care and exterior maintenance included. On Top of the World is an amenity rich community featuring multiple clubhouses, indoor pool, outdoor pools, pickleball courts, RC plane field, woodworking shop, library, craft room, softball field, and more. Home is scheduled to be painted by the HOA in August and the Seller will allow new owner to choose paint colors!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,021
Sqft
0.16 ac
Lot size
2
Garage
1995
Year built
One
Levels
$116
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,526 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,526/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.2%
$/sqft vs Ocala actives
$116 vs $183
Days on market
89 vs 43 typical
Where $116/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
150 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 9181 SW 91ST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$366,000
10308 SW 105TH COURT
2 bd · 2 ba · 2,019 sqft · $181/sqft · 155 DOM
Sold · Jan ’26$356,000
10341 SW 105TH COURT
3 bd · 2 ba · 1,967 sqft · $181/sqft · 0 DOM
Sold · Mar ’26$379,000
10389 SW 105TH COURT
2 bd · 2 ba · 2,142 sqft · $177/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9181 SW 91ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9181 SW 91ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9181 SW 91ST CIRCLE FAQs
What would the monthly payment be for 9181 SW 91ST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,526/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9181 SW 91ST CIRCLE?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9181 SW 91ST CIRCLE?+
The most recent tax bill on record (2025) was $4,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9181 SW 91ST CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $234,000, this home is listed about 22% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9181 SW 91ST CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Robert Forrest. MLS #OM724140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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