8696 SW 49TH CIRCLE, OCALA, FL, 34476
Active83 days on marketListed May 7, 2026MLS #OM724236
About this home
8696 SW 49TH CIRCLE
Virtually Staged. Short Sale. BETTER THAN NEW with upgrades the builder doesn’t include —priced BELOW new construction with no waiting. This 2021 DR Horton concrete block home offers the appeal of newer construction WITHOUT the punch list and surprises that often come with buying brand new. The first owner has already gone through the “new construction shakedown” phase — handling the little adjustments and warranty items that are common after move-in — so everything is functioning as expected and ready for its next owner. The layout offers 3 bedrooms, 2 bathrooms, a 2-car garage, and approximately 1,670 living square feet with a split-bedroom floorplan and open-concept living space. Unlike most new builds, this home already includes a FULLY PRIVACY-FENCED BACKYARD — a major upgrade that adds both value and usability.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,670
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,140 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,140/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.8%
$/sqft vs Ocala actives
$144 vs $180
Days on market
83 vs 43 typical
Where $144/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8696 SW 49TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
5021 SW 88TH STREET · same community
4 bd · 3 ba · 3,379 sqft · $123/sqft · 12 DOM
Sold · Nov ’25$295,000
9918 SW 51ST COURT
4 bd · 2 ba · 1,666 sqft · $177/sqft · 21 DOM
Sold · Jul ’26$170,000
6070 SW 99TH PLACE
3 bd · 2 ba · 1,687 sqft · $101/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 8696 SW 49TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8696 SW 49TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8696 SW 49TH CIRCLE FAQs
What would the monthly payment be for 8696 SW 49TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,140/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8696 SW 49TH CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8696 SW 49TH CIRCLE?+
The most recent tax bill on record (2025) was $4,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8696 SW 49TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $240,000, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8696 SW 49TH CIRCLE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Holly Alfery Beard. MLS #OM724236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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