9497 SW 76TH STREET, OCALA, FL, 34481
Pending84 days on marketListed May 15, 2026MLS #OM724536
About this home
9497 SW 76TH STREET
WOW!!!!! What an unbelievable price for this move-in ready in the sought-after 55+ Stone Creek golf community full of top tier resort-style amenities! Experience the ease of resort-style living in this beautifully maintained Noir Coast model, perfectly positioned to capture private, tree-lined nature berm views. This 2 Bedroom 2 Bath home offers truly carefree living, with lawn and landscaping maintenance and irrigation expertly managed for you. This inviting home blends comfort, style, and effortless low-maintenance living, an ideal match for the exceptional amenities and vibrant lifestyle that make Stone Creek truly stand out. Inside, a light-filled, open living plan showcases low-maintenance laminate and tile flooring, elegant crown molding, timeless Plantation shutters, and a soft, neutral palette ready for your personal style. Glass sliders in the spacious gathering room open out to the screened-in lanai, creating an effortless indoor–outdoor living experience ideal for relaxing or entertaining. The well-appointed Kitchen features a casual dining nook, recessed LED lighting, a stainless steel appliance package, upgraded cabinetry, a stylish tiled backsplash, and rich granite countertops. A convenient pass-through overlooks the home’s dining area and gathering room, making everyday living and entertaining a breeze. The Owner’s Suite provides a peaceful retreat with a large window framing serene nature views and a custom-designed walk-in closet offering exceptional storage. The ensuite bath includes a step-in shower with glass doors and a durable fiberglass surround, along with a generous double-sink vanity. The next homeowner will also enjoy the bonus of a brand-new water heater (06/2026) for extra peace of mind. Make your move and embrace a community designed for both relaxation and recreation, beginning with a 24/7 staffed gated entrance that provides unmatched security and peace of mind. Enjoy resort-inspired amenities, including heated pools, a state-of-the-art fitness center, a rejuvenating spa, and soothing hot tubs and saunas. For those who love to stay active, the community offers pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle team curates entertainment, clubs, activities, and special events that make connecting with neighbors effortless. Just beyond the gates, you’ll find a beautifully maintained golf course, pro shop, and on-site restaurant, perfect for socializing, dining, and unwinding after a day of fun.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
0.11 ac
Lot size
2
Garage
2016
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs STONE CREEK
$162 vs $205
Days on market
84 vs 50 typical
Where $162/sqft sits among the 33 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
19 of 33
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9497 SW 76TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$385,000
1531 TIVERTON BOULEVARD · same community
3 bd · 2 ba · 1,302 sqft · $296/sqft · 15 DOM
Sold · Jun ’26$215,000
7707 SW 94TH CIRCLE · same community
2 bd · 2 ba · 1,289 sqft · $167/sqft · 77 DOM
Sold · Dec ’25$250,000
9657 SW 63RD LOOP · same community
2 bd · 2 ba · 1,305 sqft · $192/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9497 SW 76TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9497 SW 76TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9497 SW 76TH STREET FAQs
What would the monthly payment be for 9497 SW 76TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,200/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9497 SW 76TH STREET?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9497 SW 76TH STREET?+
The most recent tax bill on record (2025) was $3,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9497 SW 76TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $209,500, this home is listed about 30% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 9497 SW 76TH STREET?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM724536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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