5300 NE 2ND LANE, OCALA, FL, 34470
Active81 days on marketListed May 15, 2026MLS #OM724686
About this home
5300 NE 2ND LANE
PRICE IMPROVEMENT! Situated on a private 1.1-acre lot at the end of a quiet dead-end street, this spacious residence offers 3,750 living square feet, 4 bedrooms, 2 baths, a 3-car garage, and a screened pool. Enjoy true peace of mind with a Generac whole-house generator and two natural gas tankless water heaters (2021), providing dependable power and endless hot water when you need it most. Additional major improvements include a new roof and A/C (2020) and 9 new energy-efficient windows (2024). The spacious split-bedroom floor plan features a large living and dining area overlooking the screened pool and outdoor living spaces. The kitchen is beautifully appointed with custom oak cabinetry, granite countertops, stainless steel appliances, abundant cabinetry and counterspace, a wine rack, breakfast nook, and Butler's Pantry. The primary suite offers a cozy wood-burning fireplace, walk-in closet, and private bath. Additional living spaces include a family room, private office, and bonus room currently used as a music room with its own dedicated A/C unit. The inside laundry room is complete with a washer, dryer, and utility sink. Custom features throughout include built-in cabinetry, ceiling fans, and an impressive 8-foot custom bar featuring hickory cabinetry, etched glass inserts, and Italian ceramic tile countertops. Spanish tile accents enhance the covered lanai and outdoor entertaining areas. A fenced backyard, a 12' x 16' storage shed with electricity and a ramp, a gated carport, a workshop area with built-in cabinetry in the garage, and plenty of room to enjoy the peaceful, private setting. Conveniently located near shopping, dining, and medical facilities, this exceptional property is just 3 miles from Silver Springs State Park and 6 miles from historic downtown Ocala. Don’t miss this opportunity, schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
3,750
Sqft
1.01 ac
Lot size
3
Garage
1984
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,855 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,855/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs Ocala actives
$168 vs $184
Days on market
81 vs 48 typical
Where $168/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5300 NE 2ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$697,500
5520 NE 2ND LANE · same community
5 bd · 4 ba · 4,100 sqft · $170/sqft · 117 DOM
Sold · Dec ’25$640,000
5425 NE 1ST LANE · same community
4 bd · 3 ba · 3,377 sqft · $190/sqft · 6 DOM
Sold · Jun ’26$549,999
165 NE 55TH AVENUE · same community
4 bd · 2.5 ba · 3,296 sqft · $167/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5300 NE 2ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5300 NE 2ND LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5300 NE 2ND LANE FAQs
What would the monthly payment be for 5300 NE 2ND LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,855/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5300 NE 2ND LANE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5300 NE 2ND LANE?+
The most recent tax bill on record (2025) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5300 NE 2ND LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $629,900, this home is listed about 111% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5300 NE 2ND LANE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$629,900 runs 186% above the OCALA 34470 median — but at 3,750 sqft it's also nearly twice the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $699,900, now $629,900 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FONTANA REALTY · Eileen Spinosa. MLS #OM724686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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