631 SILVER PASS UNIT A, OCALA, FL, 34472
Active72 days on marketListed May 13, 2026MLS #OM724700
About this home
631 SILVER PASS UNIT A
Completely renovated and move-in ready highly sought after downstairs unit, this beautifully updated 2-bedroom, 1.5-bath condominium located in the desirable Fairways Circle Condominiums offers comfort, affordability, and flexible ownership opportunities. With 1,058 living square feet, this home features a fully renovated kitchen completed in 2025 with abundant cabinet and pantry space, spacious living and dining areas, updated flooring throughout the main living areas and bathrooms, fresh interior paint, and a relaxing Florida room perfect for enjoying Florida living. The spacious primary bedroom offers a walk-in closet, while the second bedroom also features generous closet space. Fairways Circle offers a peaceful golf course community atmosphere with beautifully maintained grounds and mature landscaping designed for easy, low-maintenance living. The monthly HOA fee includes basic cable television, exterior building maintenance, building insurance, lawn care, garbage pickup, common area maintenance, and access to the community pool. Conveniently located near the Silver Springs Shores Community Center, residents can enjoy swimming, billiards, clubs, social gatherings, fishing, archery activities, and more. This home is being offered with multiple financing and purchasing possibilities to help accommodate a wide variety of buyers, including cash, conventional, FHA, and VA financing for qualified purchasers. Additional opportunities such as lease purchase, lease option, and contract for deed may also be considered. The property is additionally available at $1,350 per month, which includes the HOA fee, creating an affordable opportunity for buyers seeking flexibility and a potential path toward homeownership in a beautifully maintained Florida community.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,058
Sqft
0.01 ac
Lot size
1972
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.1%
Days on market
72 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 631 SILVER PASS UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 SILVER PASS UNIT A — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
631 SILVER PASS UNIT A FAQs
What would the monthly payment be for 631 SILVER PASS UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,161/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 631 SILVER PASS UNIT A?+
The most recent tax bill on record (2025) was $1,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 631 SILVER PASS UNIT A?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $139,900, this home is listed about 53% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 631 SILVER PASS UNIT A?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of HOMERUN REALTY · Dawn Padot. MLS #OM724700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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