1774 NE 12TH STREET, OCALA, FL, 34470
Active86 days on marketListed May 14, 2026MLS #OM724776
About this home
1774 NE 12TH STREET
Listing and closing with America’s Preferred Home Warranty. Beautifully updated 4-bedroom, 2-bath home in desirable NE Ocala! Located in a quiet, tucked-away neighborhood close to restaurants, shopping, downtown Ocala, and everyday conveniences, this home offers the perfect blend of charm, updates, and location. The interior and exterior have been freshly painted, and the home features refinished original hardwood flooring throughout most of the living areas, with new waterproof laminate flooring in the kitchen and fourth bedroom. The kitchen has been tastefully refreshed with new real wood cabinetry, a large pantry, quartz countertops, stainless steel undermount sink,and mosaic tile backsplash. Major updates include a new roof (2025), windows, plumbing and electrical. The primary bathroom has been beautifully updated with new shower and floor tile, vanity, mirror, and glass doors. The hall bath also features updated countertop, floor tile, and mirror. The fourth bedroom offers flexibility and could make a great home office, guest room, or private workspace with its own side entry. Inside laundry with washer and dryer. Outside, enjoy a side entry carport, large fenced backyard and a 10x16 shed. Conveniently located while still offering a peaceful neighborhood feel, this home is truly a must-see!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,614
Sqft
0.45 ac
Lot size
1956
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Ocala actives
$166 vs $187
Days on market
86 vs 50 typical
Where $166/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1774 NE 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$229,000
1779 NE 12TH STREET · same community
3 bd · 2 ba · 1,450 sqft · $158/sqft · 289 DOM
Sold · Dec ’25$202,500
231 NE 28TH AVENUE UNIT 204
3 bd · 2.5 ba · 1,621 sqft · $125/sqft · 337 DOM
Sold · Jul ’26$181,500
523 SE 31ST AVENUE
3 bd · 2.5 ba · 1,624 sqft · $112/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1774 NE 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1774 NE 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1774 NE 12TH STREET FAQs
What would the monthly payment be for 1774 NE 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1774 NE 12TH STREET?+
The most recent tax bill on record (2025) was $3,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $267,500, this home is listed about 11% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 1774 NE 12TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$267,500 runs 30% above the OCALA 34470 median.
02Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $279,900, now $267,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ANDERSON SMITH SIGNATURE REALTY LLC · Sheri Long. MLS #OM724776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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