8038 SW 108TH LOOP, OCALA, FL, 34481
Active65 days on marketListed May 19, 2026MLS #OM725002
About this home
8038 SW 108TH LOOP
Discover affordable living and an active lifestyle in the sought-after 55+ community of Oak Run. This popular Springfield model offers comfortable, well-designed living with a desirable split-bedroom floor plan perfect for everyday living and hosting guests. The open living room flows seamlessly into the dining area, creating an inviting space for entertaining, while the kitchen features a charming breakfast nook with a sunny bay window and a convenient closet pantry for added storage. The private primary suite offers a generous walk-in closet and an en-suite bath complete with a linen closet. Enjoy peaceful mornings and relaxing evenings in the enclosed lanai overlooking a private backyard with no immediate rear neighbors for added privacy. Residents of Oak Run enjoy an impressive array of amenities, including tennis, pickleball, bocce, shuffleboard, two fitness centers, six swimming pools, five hot tubs, and more than 100 resident-run clubs and activities. Whether you enjoy golf, fitness, social events, or simply an active lifestyle, this vibrant community offers something for everyone. Conveniently located just minutes from shopping, dining, and medical facilities, this home is the perfect opportunity to enjoy the best of Ocala?s 55+ living. All of this with a low HOA fee which covers use of all facilities, 3 monitored and restricted access gated entry, common area maintenance, garbage and yard waste collection as well basic cable tv.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,096
Sqft
0.16 ac
Lot size
1
Garage
1991
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs OAK RUN
$149 vs $152
Days on market
65 vs 43 typical
Where $149/sqft sits among the 12 homes for sale in OAK RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
5 of 12
OAK RUN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8038 SW 108TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$182,500
8045 SW 108TH LOOP · same community
2 bd · 2 ba · 1,148 sqft · $159/sqft · 19 DOM
Sold · Jul ’25$160,000
8375 SW 109TH LANE ROAD · same community
2 bd · 2 ba · 1,152 sqft · $139/sqft · 47 DOM
Sold · Feb ’26$187,000
11401 SW 85TH COURT · same community
2 bd · 2 ba · 1,000 sqft · $187/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8038 SW 108TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8038 SW 108TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8038 SW 108TH LOOP FAQs
What would the monthly payment be for 8038 SW 108TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,536/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8038 SW 108TH LOOP?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8038 SW 108TH LOOP?+
The most recent tax bill on record (2025) was $1,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8038 SW 108TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $162,900, this home is listed about 46% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8038 SW 108TH LOOP?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Sheila McKathan. MLS #OM725002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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