
5481 SW 92ND AVENUE ROAD, OCALA, FL, 34481
Pending81 days on marketListed May 21, 2026MLS #OM725072
About this home
5481 SW 92ND AVENUE ROAD
Put this one at the top of your list, as homes like this don’t come around often! This exceptional Mystique Model situated on a premium lot offers resort-style living at its finest, complete with a sparkling saltwater pool and serene golf course views in the 55+ Stone Creek Golf Course community. Thoughtfully designed with 2 bedrooms, 2 baths, a versatile flex room, and an extended garage, this home is more than just a residence; it's your ticket to vibrant, resort-inspired living. Beautifully maintained custom landscaping with river-rock accents, concrete curbing, and a paver-lined drive and walkway creates a welcoming first impression. Inside, the stylishly upgraded interior features highlight upgraded tile plank flooring, volume ceilings, tall baseboards, crown molding, 8' interior doors, and a light, neutral palette that keeps the home feeling bright and airy. The gathering room offers an easy place to relax or host guests, finished with a striking tray ceiling, an electric fireplace, and large sliders that showcase the priceless golf course views. Step outside to a private outdoor space with a solar-heated saltwater pool and a panoramic-view screen enclosure that brings the fairway backdrop into everyday living, ideal for quiet mornings or casual get-togethers. An extended dining area with a built-in serving bar and wine fridge connects seamlessly to the kitchen, creating a layout that works well for both daily routines and entertaining. The gourmet kitchen features quartz countertops, soft-close cabinetry, a built-in oven, a separate cooktop with stainless steel hood, glass tile backsplash, under-cabinet lighting, and a pantry closet. A spacious center island with pendant lighting adds extra prep space and comfortable seating for casual meals or conversation. The owner’s suite provides a peaceful space to retreat, along with a custom-designed walk-in closet that includes tailored hanging spaces, built-in shelving, and dedicated storage zones that make organization effortless. The spa-inspired bath features a beautifully tiled walk-in shower with a frameless glass door, while a niche provides space for a dressing table or seating bench. Soft-close cabinetry and quartz countertops complete the elegant, thoughtfully curated finishes. The guest bedroom is equally charming with a bay window, ceiling fan, and upgraded finishes throughout the adjacent guest bath. The extended garage impresses with Shark-Coating floors, overhead storage, and plenty of space for your golf cart or a hobby area. Additional thoughtful upgrades include a whole-home water softener, high/low TV outlets in the living room, flex room, and primary bedroom, a well-appointed laundry room with upper and lower cabinets, sink, and folding counter, and a convenient mudroom near the garage entry. Embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Just beyond the gates, enjoy a golf course, pro shop, and restaurant—perfect for socializing and unwinding. Make your move today and experience resort-style living at its finest!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,049
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,285 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,285/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
Days on market
81 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5481 SW 92ND AVENUE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5481 SW 92ND AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5481 SW 92ND AVENUE ROAD FAQs
What would the monthly payment be for 5481 SW 92ND AVENUE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,285/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5481 SW 92ND AVENUE ROAD?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5481 SW 92ND AVENUE ROAD?+
The most recent tax bill on record (2025) was $4,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5481 SW 92ND AVENUE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $604,000, this home is listed about 102% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 5481 SW 92ND AVENUE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$604,000 runs 163% above the OCALA 34481 median — but at 2,049 sqft it's also 19% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $629,000, now $604,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM725072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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