4198 SW 112TH STREET, OCALA, FL, 34476
Pending59 days on marketListed Jun 10, 2026MLS #OM725102
About this home
4198 SW 112TH STREET
Virtually Staged. MOVE-IN READY!! This stunning 3 bedroom, 2 bath home offers an exceptional layout with a bright, open feel enhanced by soaring cathedral ceilings and 10-foot walls. Thoughtfully designed with custom closets throughout and a spacious rear lanai, it’s perfect for both everyday living and entertaining. The main living area features a dedicated dining room, a grand entry foyer with glass doors leading to a private office, and an open floor plan centered around a massive kitchen island. The kitchen also includes abundant counter space, a large custom pantry, and sleek stainless steel appliances. Luxury Plank Vinyl throughout all main areas and bedrooms. Tile on bathroom floors and shower walls. Ocean Beige granite countertops throughout home with upgraded soft-close, white shaker styler cabinets. The primary suite is a true retreat, showcasing tray ceilings, a luxurious ensuite bath with a dual-sink vanity, oversized walk-in shower, and an impressive custom walk-in closet. Step outside to a large backyard with plenty of space to design your dream pool and outdoor living area. Located in the highly sought after Ocala Waterways Subdivision, no HOAs and located in the heart of Ocala. Please see attached documents from Builder (Builders Contract Addendum & Warranty) Actual photos are currently unavailable. Any photos depicted are for illustration purposes only and only to show layout. Information is deemed correct, but no guarantee made. Any dimensions listed are approximate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,071
Sqft
0.62 ac
Lot size
2
Garage
2026
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
Days on market
59 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4198 SW 112TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4198 SW 112TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4198 SW 112TH STREET FAQs
What would the monthly payment be for 4198 SW 112TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4198 SW 112TH STREET?+
The most recent tax bill on record (2025) was $720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $380,000, this home is listed about 27% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4198 SW 112TH STREET?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ALDANA REALTY LLC · Alyson Aldana. MLS #OM725102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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