1706 NE 4TH STREET, OCALA, FL, 34470
Active70 days on marketListed May 24, 2026MLS #OM725316
About this home
1706 NE 4TH STREET
Charming 3-bedroom, 2-bathroom home located in the desirable area of Ocala, FL. This recently remodeled house boasts a large screened lanai, perfect for enjoying the beautiful Florida weather. Situated on a corner lot, this home features stone countertops, new appliances, and a mix of brand new carpet and tile flooring throughout. The spacious backyard offers plenty of room for outdoor activities, while the large garage provides additional storage space. With lawn care included, this home is perfect for those looking for a low-maintenance lifestyle. Don't miss out on the opportunity to make this house your new home!Non-Smoking Home. Renter's Insurance is required! First and Security required to Move-In Our property offers deposit-free leasing (for qualified renters). Available with no security deposit (for qualified renters)! There are restrictions on pets, if pets are allowed, there will be additional fees required. By applying to lease, you will have to create either a pet/animal profile or a no-pet profile
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,573
Sqft
0.33 ac
Lot size
2
Garage
1972
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$1 vs $184
Days on market
70 vs 43 typical
Where $1/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1706 NE 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$286,000
1748 NE 7TH STREET · same community
3 bd · 2 ba · 1,587 sqft · $180/sqft · 49 DOM
Sold · Sep ’25$340,000
730 NE 18TH AVENUE · same community
4 bd · 2 ba · 1,718 sqft · $198/sqft · 281 DOM
Sold · Apr ’26$279,000
2224 NE 9TH STREET · same community
3 bd · 2 ba · 1,744 sqft · $160/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1706 NE 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1706 NE 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1706 NE 4TH STREET FAQs
What would the monthly payment be for 1706 NE 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1706 NE 4TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,800, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1706 NE 4TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34470 market on paper
$1,800 is 99% below the OCALA 34470 median of $220,000, and at $1/sqft it sits under the Ocala average of $204.
02Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,100, now $1,800 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY MGMT DIVERSIFIED · Ana Goya. MLS #OM725316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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