8900 SW 97TH LANE ROAD UNIT H, OCALA, FL, 34481
Active69 days on marketListed Jun 3, 2026MLS #OM725915
About this home
8900 SW 97TH LANE ROAD UNIT H
Beautifully updated Montgomery villa with a view in Americana Village! This move-in ready home offers 2 bedrooms, 2 bathrooms, and a 2-car garage. A paver driveway and walkway welcome you to the inviting front porch, perfect for relaxing outdoors. Inside, the open living area features tile flooring, crown molding, updated lighting, and a ceiling fan for added comfort. The spacious primary suite includes tile floors, a walk-in closet with convenient access from both the bedroom and living room, ceiling fan, and blinds. The updated ensuite bath showcases a tiled step-in shower with glass doors and a granite-topped vanity. The second bedroom features laminate flooring, ceiling fan, and ample closet space, while the guest bath offers a tub/shower combination and granite vanity. The remodeled kitchen has been opened up to maximize space and functionality, complete with granite countertops, updated cabinetry, and seamless flow into the dining area. Enjoy year-round relaxation in the enclosed Florida room overlooking the private backyard setting. Additional upgrades include new windows throughout, a new garage door with automatic screen, and added garage cabinetry with washer and dryer. Don't miss the opportunity to make this home yours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,398
Sqft
0 ac
Lot size
2
Garage
1984
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.5%
$/sqft vs ON TOP OF THE WORLD
$126 vs $145
Days on market
69 vs 53 typical
Where $126/sqft sits among the 233 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
114 of 233
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8900 SW 97TH LANE ROAD UNIT H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8900 SW 97TH LANE ROAD UNIT H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8900 SW 97TH LANE ROAD UNIT H — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8900 SW 97TH LANE ROAD UNIT H FAQs
What would the monthly payment be for 8900 SW 97TH LANE ROAD UNIT H?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8900 SW 97TH LANE ROAD UNIT H?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8900 SW 97TH LANE ROAD UNIT H?+
The most recent tax bill on record (2025) was $1,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8900 SW 97TH LANE ROAD UNIT H?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $175,500, this home is listed about 41% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8900 SW 97TH LANE ROAD UNIT H?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Shelby Correia. MLS #OM725915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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