4970 SW 45TH STREET, OCALA, FL, 34474
Active65 days on marketListed Jun 3, 2026MLS #OM725966
About this home
4970 SW 45TH STREET
Welcome to Wynchase, one of Ocala's premier gated communities, where comfort, convenience, and resort-style amenities come together. Residents enjoy access to a sparkling community pool, elegant clubhouse, athletic fields, and beautifully maintained walking and biking trails throughout the neighborhood. Ideally located in the heart of Ocala, adjacent to West Marion Hospital and just minutes from shopping, dining, and everyday conveniences, this home offers the perfect blend of accessibility and tranquility. Inside, you'll find a bright and inviting open layout filled with natural light and enhanced by neutral finishes that complement any décor. The stylish kitchen is sure to impress, featuring an eye-catching designer backsplash and plenty of space for cooking and entertaining. The spacious primary suite provides a relaxing retreat with generous closet space and a thoughtfully designed floor plan. Additional bedrooms offer flexibility for family, guests, or a home office. The primary bathroom features an extended vanity with dual sinks and abundant storage, creating both functionality and comfort for your daily routine. Don't miss the opportunity to call this exceptional Wynchase property home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,542
Sqft
0.04 ac
Lot size
1
Garage
2007
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WYNCHASE TWNHMS
$1 vs $132
Days on market
65 vs 50 typical
Where $1/sqft sits among the 9 homes for sale in WYNCHASE TWNHMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 9
WYNCHASE TWNHMS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4970 SW 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$188,500
4929 SW 45TH CIRCLE · same community
3 bd · 2.5 ba · 1,584 sqft · $119/sqft · 75 DOM
Sold · Oct ’25$190,000
4478 SW 49TH AVENUE · same community
2 bd · 2.5 ba · 1,134 sqft · $168/sqft · 46 DOM
Sold · Jul ’26$162,000
4814 SW 44TH CIRCLE · same community
2 bd · 2.5 ba · 1,134 sqft · $143/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4970 SW 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4970 SW 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4970 SW 45TH STREET FAQs
What would the monthly payment be for 4970 SW 45TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4970 SW 45TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,750, this home is listed about 99% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 4970 SW 45TH STREET?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34474 market on paper
$1,750 is 99% below the OCALA 34474 median of $299,000, and at $1/sqft it sits under the Ocala average of $206.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,800, now $1,750 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Scott Archibald. MLS #OM725966.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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