37114 SAGEMOOR DRIVE, ZEPHYRHILLS, FL, 33541
Active66 days on marketListed Jun 8, 2026MLS #OM725994
About this home
37114 SAGEMOOR DRIVE
One or more photo(s) has been virtually staged. PRICE IMPROVED TO $389,900! SELLER OFFERING UP TO $7,500 TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER! This is your opportunity to own a like-new home in the highly sought-after Two Rivers community while taking advantage of exceptional seller incentives that can help make homeownership more affordable. Built in 2025, this spacious 4-bedroom, 2.5-bath home offers over 2,200 square feet of thoughtfully designed living space with an open-concept floor plan that's perfect for everyday living and entertaining. The beautifully appointed kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, a large center island, and a walk-in pantry, all flowing seamlessly into the dining and great room. Upstairs, you'll find a generous primary suite with a private bath and oversized walk-in closet, along with three additional bedrooms and flexible living space to accommodate family, guests, or a home office. Step outside to enjoy the covered lanai overlooking the backyard, providing the perfect place to relax or entertain. Located in the growing Two Rivers master-planned community, residents enjoy outstanding amenities including resort-style pools, walking trails, parks, playgrounds, and convenient access to shopping, dining, schools, Wesley Chapel, Tampa Premium Outlets, AdventHealth, I-75, and everything the Tampa Bay area has to offer. With a new price of $389,900 and up to $7,500 toward buyer closing costs or an interest rate buydown, this home delivers outstanding value compared to new construction while offering the advantage of immediate availability. Schedule your private showing today and discover why this home should be at the top of your list!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,226
Sqft
0.12 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs TWO RIVERS
$175 vs $193
Days on market
66 vs 51 typical
Where $175/sqft sits among the 95 homes for sale in TWO RIVERS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
31 of 95
TWO RIVERS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37114 SAGEMOOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$436,475
37042 SAGEMOOR DRIVE · same community
4 bd · 2.5 ba · 2,226 sqft · $196/sqft · 26 DOM
Sold · Dec ’25$482,120
36785 SAGEMOOR DRIVE · same community
4 bd · 3 ba · 2,292 sqft · $210/sqft · 0 DOM
Sold · Mar ’26$441,200
1425 BROWARD DRIVE · same community
3 bd · 3 ba · 2,156 sqft · $205/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37114 SAGEMOOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37114 SAGEMOOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37114 SAGEMOOR DRIVE FAQs
What would the monthly payment be for 37114 SAGEMOOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,186/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37114 SAGEMOOR DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37114 SAGEMOOR DRIVE?+
The most recent tax bill on record (2025) was $5,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37114 SAGEMOOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $389,900, this home is listed about 20% above the Zephyrhills median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37114 SAGEMOOR DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBB HARRISON REALTY INC · Robb Harrison. MLS #OM725994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 37114 SAGEMOOR DRIVE but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lacie to ping you on any price or status change →