4198 SW 128TH PLACE, OCALA, FL, 34473
Active60 days on marketListed Jun 6, 2026MLS #OM726088
About this home
4198 SW 128TH PLACE
Virtually Staged. ## Brand-New 4 Bedroom Home with 3-Car Garage in Marion Oaks Welcome to this stunning new construction home located in the growing community of Marion Oaks! This beautifully designed 4-bedroom, 3-bathroom residence offers a spacious open-concept layout perfect for modern living, entertaining, and everyday comfort. Step inside to find a seamless living, dining, and kitchen combination featuring luxury vinyl plank flooring throughout the main living areas and plush carpet in the bedrooms. The chef-inspired kitchen showcases quartz countertops, stainless steel appliances, ample cabinetry, and stylish finishes throughout. The split-bedroom floor plan includes a private front guest suite complete with its own ensuite bathroom and built-in closet, making it ideal for guests, multigenerational living, or a home office setup. The spacious primary suite features elegant tray ceilings, dual vanity sinks, a walk-in shower, private water closet, and oversized his-and-her walk-in closets designed for maximum storage and comfort. Additional highlights include: • 3-car garage • Covered rear patio with large screened enclosure • Ceiling fans in every bedroom • Washer and dryer included • Indoor laundry room • Energy-efficient new construction design • Move-in ready convenience Conveniently located in Ocala near shopping, dining, medical facilities, parks, and major roadways, this home offers the perfect blend of comfort, style, and functionality in one of Central Florida’s fastest-growing communities. Schedule your private showing today and experience everything this beautiful Marion Oaks home has to offer!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,990
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Ocala actives
$163 vs $187
Days on market
60 vs 49 typical
Where $163/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4198 SW 128TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
13362 SW 38TH COURT · same community
4 bd · 3 ba · 2,000 sqft · $168/sqft · 21 DOM
Sold · Jul ’26$315,000
3782 SW 131ST STREET · same community
4 bd · 3 ba · 1,949 sqft · $162/sqft · 281 DOM
Sold · Feb ’26$300,000
3028 SW 131ST PLACE ROAD · same community
4 bd · 3 ba · 1,865 sqft · $161/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4198 SW 128TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4198 SW 128TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4198 SW 128TH PLACE FAQs
What would the monthly payment be for 4198 SW 128TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4198 SW 128TH PLACE?+
The most recent tax bill on record (2024) was $567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4198 SW 128TH PLACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $325,000, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4198 SW 128TH PLACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Garrett Huffman. MLS #OM726088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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