Lot 6 SW 186 CIRCLE, DUNNELLON, FL, 34432
Pending62 days on marketListed Jun 8, 2026MLS #OM726202
About this home
Lot 6 SW 186 CIRCLE
Build your dream home on this private 1.14-acre wooded lot located in Rainbow Springs Forest. Tucked among mature trees and surrounded by nature, this parcel offers a peaceful setting with plenty of room for your custom home. The property directly adjoins a pool home also available for purchase, (see MLS # OM726184) creating a rare opportunity for a package deal totaling over 2 acres. Property owners enjoy low annual HOA fee of $250 with access to the community’s private river park on the Rainbow River, plus amenities including a pool, clubhouse, fitness center, tennis and pickleball courts, restaurant and more. Conveniently located near Rainbow Springs State Park, Juliette Falls Golf Course, World Equestrian Center, Ocala, Dunnellon, and I-75, offering the perfect blend of privacy, recreation, and accessibility.
Facts & features
The home at a glance
1.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 6 SW 186 CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$262,000
8775 SW 192 COURT
2 bd · 2 ba · 1,229 sqft · $213/sqft · 51 DOM
Sold · Aug ’25$267,000
9250 SW 197TH CIRCLE
3 bd · 2 ba · 1,399 sqft · $191/sqft · 61 DOM
Sold · May ’26$267,500
19309 SW 91ST LOOP
3 bd · 2 ba · 1,399 sqft · $191/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 6 SW 186 CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 6 SW 186 CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 6 SW 186 CIRCLE FAQs
What would the monthly payment be for Lot 6 SW 186 CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $615/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot 6 SW 186 CIRCLE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot 6 SW 186 CIRCLE?+
The most recent tax bill on record (2025) was $275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 6 SW 186 CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $65,000, this home is listed about 78% below the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 6 SW 186 CIRCLE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Tom Reilly. MLS #OM726202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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