1973 NW 85TH LOOP, OCALA, FL, 34475
Active39 days on marketListed Jun 13, 2026MLS #OM726607
About this home
1973 NW 85TH LOOP
Virtually Staged. Under Construction. Estimated completion October 2026. This lovely Venice home is being built by Spire Homes on a home site in the beautiful Gated Community of Irish Acres. This home offers an amazing floor plan including a three-way split bedroom plan allowing for privacy, three full baths, a spacious double door flex/office room and a three-car side-load Tandem garage! This home features two rear lanais and a front porch, 2,667 square living feet of beauty and elegance, starting with a lovely foyer statement entry, a massive great room, and a 12x14 den or flex room. The gourmet kitchen showcases beautiful wood cabinetry with soft close drawers, quartz countertops, and subway backsplash. The master en-suite is amazing and has a free-standing tub, a large shower and dual sinks with quartz countertop. The beauty and quality of the eight-foot doors throughout, 5.25" baseboards and Lifetime Warranty Wood Laminate flooring in the main rooms, Low-E windows and so much more runs throughout this home! Don’t miss this prime opportunity to own this spacious new home in a gated community and a HOA Fee of only $800.00 a year! Florida lifestyle living at its finest.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,667
Sqft
0.75 ac
Lot size
2
Garage
2026
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,950 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,950/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
Days on market
39 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1973 NW 85TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1973 NW 85TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1973 NW 85TH LOOP FAQs
What would the monthly payment be for 1973 NW 85TH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1973 NW 85TH LOOP?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1973 NW 85TH LOOP?+
The most recent tax bill on record (2025) was $1,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1973 NW 85TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $630,000, this home is listed about 111% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1973 NW 85TH LOOP?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TROPIC SHORES REALTY · Glenna Selemba. MLS #OM726607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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