7419 SW 97TH TERRACE ROAD, OCALA, FL, 34481
Active49 days on marketListed Jun 22, 2026MLS #OM727143
About this home
7419 SW 97TH TERRACE ROAD
Paradise truly awaits in this beautifully updated, custom-built Kingston model, perfectly positioned on a premium golf course lot with sweeping views of the 5th hole, Lake Buckhead, and the tee boxes all the way to the green. Located within the gated Stone Creek Golf Course Community, offering resort-style amenities, this turnkey home features a spacious 3-bedroom, 2-bath layout that blends refined comfort with breathtaking scenery at every turn. This property is offered turnkey with a golf cart included, allowing you to effortlessly move in and start enjoying the relaxed, resort lifestyle from day one. Curb appeal shines with a stem-wall elevation, professionally designed landscaping, and a custom glass-inset front door with sidelights creating an inviting introduction to a home that reflects pride of ownership and thoughtful upgrades throughout. Designed for effortless living and memorable gatherings, the open layout features high ceilings, recessed lighting, elegant crown molding, and multiple flexible living spaces including a formal dining room, living room, casual dining area, and a versatile flex room ideal for an office or den. Expansive sliders frame panoramic golf course views and open to an extended paver-lined birdcage lanai, offering a serene outdoor retreat. The covered lanai offers even more space for outdoor entertaining and is enhanced with motorized sunshades for instant comfort and privacy. The well-appointed chef’s kitchen features granite countertops, a stylish tiled backsplash, solar tube lighting, a generous pantry, and bar-height seating for casual dining. The spacious owners’ suite provides a peaceful escape with a custom-designed walk-in closet, direct access to the lanai, and stunning golf course views. The spa-inspired en suite bath includes a generous granite-topped double-sink vanity, an updated walk-in shower with tile surround and dual showerheads, and a private water closet. Enjoy the extras found throughout, including designer-inspired Plantation shutters, a 4’ extended 3-car garage complete with a golf cart, privacy screens, and sleek epoxy flooring, a whole home generator for peace of mind, and a fully fenced backyard that adds both convenience and everyday practicality. Immerse yourself in the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. This master-planned community also offers a golf course, pro shop, and inviting on-site restaurant, creating effortless opportunities to relax, connect, and enjoy the Florida lifestyle. Make your move today and experience resort-style living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,413
Sqft
0.2 ac
Lot size
3
Garage
2008
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs STONE CREEK
$203 vs $209
Days on market
49 vs 53 typical
Where $203/sqft sits among the 30 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
18 of 30
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7419 SW 97TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$425,000
9443 SW 71ST LOOP · same community
3 bd · 2 ba · 2,413 sqft · $176/sqft · 137 DOM
Sold · Dec ’25$360,000
7316 SW 94TH COURT · same community
3 bd · 2 ba · 2,413 sqft · $149/sqft · 11 DOM
Sold · Oct ’25$635,000
10034 SW 77TH LOOP · same community
3 bd · 3 ba · 2,398 sqft · $265/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7419 SW 97TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7419 SW 97TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7419 SW 97TH TERRACE ROAD FAQs
What would the monthly payment be for 7419 SW 97TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,902/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7419 SW 97TH TERRACE ROAD?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7419 SW 97TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $4,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7419 SW 97TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $489,990, this home is listed about 64% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 7419 SW 97TH TERRACE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,990 runs 113% above the OCALA 34481 median — but at 2,413 sqft it's also 40% larger than the typical Ocala listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $529,000, now $489,990 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM727143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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