
10018 SW 98TH LANE, OCALA, FL, 34481
Active41 days on marketListed Jun 27, 2026MLS #OM727211
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Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
Stop by and fall in love with this Tamar model SMART SOLAR home & pick up a free scratch off lottery ticket!
About this home
10018 SW 98TH LANE
Built 2019. Experience the best of Florida's active adult lifestyle in this highly sought-after Tamar Model SMART Home, featuring fully paid and transferable SOLAR panels, located in the desirable Crescent Ridge 3 neighborhood of On Top of the World. Combining energy efficiency, modern technology, and stylish upgrades, this move-in-ready home offers everything today's discerning buyer is looking for. The home's attractive curb appeal begins with stacked stone accent, a paver driveway and walkway leading to a stunning full-panel beveled glass entry door. Step inside and immediately appreciate the light-filled, open floor plan designed for comfortable everyday living and effortless entertaining. Just off the foyer, elegant frosted French doors open to a spacious Flex Room—perfect for a home office, hobby room, library, or additional guest space. Guests will appreciate the private bedroom and nearby full bath, while the dedicated laundry room and two-car garage provide convenience and functionality. Plantation shutters, crown molding, and 18” on diagonal tile floors (except in bedrooms) add timeless charm and create the perfect Florida ambiance. At the heart of the home is the impressive Gourmet Kitchen, thoughtfully designed for both cooking and entertaining. Features include upgraded gray cabinetry, granite countertops, custom backsplash, stainless steel appliances, natural gas range, large center island with seating, double-door pantry, and a window over the sink that fills the space with natural light. The open-concept Great Room and dining area create a welcoming gathering space and seamlessly connect to the screened lanai, making indoor-outdoor living a breeze. The private owner's suite is tucked away at the rear of the home and features a spacious walk-in closet and an ensuite bath with dual vanities and an upgraded step-in/roll-in tiled shower designed for convenience and accessibility. Step outside to the screened lanai and enjoy your morning coffee, evening cocktail, or simply relax while taking in the peaceful surroundings. The home's abundance of windows creates a bright, cheerful atmosphere throughout. Adding exceptional value are the fully paid and transferable solar panels, helping keep utility costs low, along with natural gas service for cooking and other household needs. Simply unpack and start enjoying the resort-style amenities, clubs, golf, fitness centers, pools, and active social lifestyle that make On Top of the World one of Ocala's premier 55+ communities. This exceptional home truly offers the perfect combination of comfort, efficiency, style, and carefree living. Schedule your private showing today! The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, curbside mail delivery, curbside trash & recycling pickup, 24/7 monitored gates and all the amenities that OTOW has to offer; four pools, two state of the art fitness centers, pickleball (both covered and open), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,469
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,685 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,685/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs ON TOP OF THE WORLD
$191 vs $145
Days on market
41 vs 50 typical
Where $191/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
112 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10018 SW 98TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$197,500
9275 SW 97TH LANE UNIT B · same community
2 bd · 2 ba · 1,470 sqft · $134/sqft · 36 DOM
Sold · Dec ’25$158,900
9575 SW 92ND STREET ROAD · same community
2 bd · 2 ba · 1,414 sqft · $112/sqft · 7 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10018 SW 98TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10018 SW 98TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10018 SW 98TH LANE FAQs
What would the monthly payment be for 10018 SW 98TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,685/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10018 SW 98TH LANE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10018 SW 98TH LANE?+
The most recent tax bill on record (2025) was $3,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10018 SW 98TH LANE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $279,900, this home is listed about 6% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 10018 SW 98TH LANE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Patti Doty. MLS #OM727211.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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