8795 SW 108TH STREET, OCALA, FL, 34481
Active43 days on marketListed Jun 28, 2026MLS #OM727499
About this home
8795 SW 108TH STREET
Furnished home located in SW Ocala off of HWY 200. Oak Run is a 55+ community that boast a Florida lifestyle. When you drive up to the home you will notice the easy landscaping that is welcoming to the move in ready home of 1600sq ft +/- under air home, which host 2 bedrooms 2 bath. The furnished home has furniture less than 2 yrs old, with the king mattress only a month old. The home is decorated with neutral colors, that allow for a tranquil feel. The glass enclosed Florida room off of the living room is under air, that allows you to enjoy the peace of the back yard that backs up to woods for privacy. Well, almost private the family of turkeys show up for unannounced visits, they love looking into the secret garden off of the Fla room. The guest bedroom has windows that also have views of the backyard. There are dbl doors that open to the primary suite, with a 3-piece en-suite & walk in closet. The living room is open with natural light & the dining area has a bank of windows as well. The dining area opens to the large kitchen with a breakfast nook. The kitchen with views of the backyard has ample counter space, cabinets & a pantry. Off of the kitchen is the garage that host the washer & dryer, office area along with access to the back yard. The garage is also under air. The Roof & HVAC were replaced in 2021, Hot Water heater in 2017. Plan on making this your new home with a new adventure awaiting you every day. When you are not enjoying the comforts of your home, the community if Oak Run offers you various opportunities, HOA is $181.65 per month, which includes security gate, 24-hour security, 110 clubs, dog park. The Island club offers: Club house rec room & kitchen, 3 pools, lap pool, aquacizing pool, lounge pool, 16-person whirlpool, The Orchid Club. Large recently updated pool, 3 hot tubs, auditorium, card/game room, library, billiard room, arts & crafts room, with ceramic studios & 2 firing kilims. Golf course membership not required, Course details: 18-hole, par 72, 6,703-yard course, driving range, short game area, outing green men's & women's locker rooms & Oak Room Bar & Grill. The home is located minutes from shopping, doctors, downtown Ocala, World Equestrians Center. Miles of Walking/Biking trails are 20minutes away in Dunnellon along the Rainbow & Withlacoochee Rivers. Seller has an assumable VA loan for a qualified veteran Buyer. Come make this home part of the next chapter of your story.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,601
Sqft
0.21 ac
Lot size
1
Garage
1993
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,011 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,011/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Ocala actives
$152 vs $187
Days on market
43 vs 53 typical
Where $152/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
173 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8795 SW 108TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$175,000
8744 SW 108TH LANE RD · same community
3 bd · 2 ba · 1,774 sqft · $99/sqft · 2 DOM
Sold · Jun ’26$190,000
8530 SW 108TH STREET · same community
2 bd · 2 ba · 1,279 sqft · $149/sqft · 21 DOM
Sold · Oct ’25$244,900
8597 SW 108TH LANE ROAD · same community
3 bd · 2 ba · 1,950 sqft · $126/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8795 SW 108TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8795 SW 108TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8795 SW 108TH STREET FAQs
What would the monthly payment be for 8795 SW 108TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,011/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8795 SW 108TH STREET?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8795 SW 108TH STREET?+
The most recent tax bill on record (2025) was $1,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8795 SW 108TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $243,000, this home is listed about 19% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 8795 SW 108TH STREET?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Valerie Hanchar. MLS #OM727499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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