4434 NW 54TH TERRACE, OCALA, FL, 34482
Active42 days on marketListed Jun 28, 2026MLS #OM727537
About this home
4434 NW 54TH TERRACE
Located in one of the most desirable subdivisions on the NW side of Ocala, this beautiful modern-style home offers comfort, elegance, and an unbeatable location just 8 minutes from the World Equestrian Center (WEC). This spacious property features 3 bedrooms, 3 bathrooms, plus a versatile den perfect for a home office, media room or guest space. Elegant barn doors add character and style to both the den and the guest bathroom. The open-concept floor plan seamlessly combines the kitchen, dinning area and living room, creating a bright and inviting space ideal for entertaining and everyday living. The modern kitchen is equipped with stainless steel appliances, ample cabinetry, and a functional layout. The bedrooms are generously sized, including a spacious primary suite and a guest bedroom with its own private bathroom, providing extra comfort and privacy for family or visitors. The home also includes a 2-car garage plus a third garage space perfect for parking a golf cart or extra storage. Step outside to enjoy the fenced backyard, perfect for pets, outdoor activities, or relaxing evenings. Residents of this highly sought-after community enjoy outstanding amenities, beautifully maintained common areas, and convenient access to shopping, dinning, and equestrian events. One of the best features of this part of the subdivision is that is open to all ages and is not restricted to 55+ residents only.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,362
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs Ocala actives
$211 vs $185
Days on market
42 vs 52 typical
Where $211/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
169 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4434 NW 54TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$585,000
5111 NW 35TH PLACE
3 bd · 3 ba · 2,344 sqft · $250/sqft · 187 DOM
Sold · Mar ’26$285,000
5858 NW 27TH PLACE
3 bd · 2 ba · 2,382 sqft · $120/sqft · 104 DOM
Sold · Jun ’26$338,000
2699 NW 58TH TERRACE
3 bd · 2 ba · 2,272 sqft · $149/sqft · 489 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4434 NW 54TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4434 NW 54TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4434 NW 54TH TERRACE FAQs
What would the monthly payment be for 4434 NW 54TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,473/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4434 NW 54TH TERRACE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4434 NW 54TH TERRACE?+
The most recent tax bill on record (2025) was $7,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4434 NW 54TH TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $498,000, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4434 NW 54TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Andres Murrle. MLS #OM727537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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