CENTURY 21 Edge
$749,9005 bd3.5 ba4,217 sqft$178 /sqft$4,977 /mo all-in ↓

4370 SE 26TH TERRACE ROAD, OCALA, FL, 34480

Active37 days on marketListed Jul 1, 2026MLS #OM727708

Private poolSingle Family ResidenceFLORIDA ORANGE GROVE

About this home

4370 SE 26TH TERRACE ROAD

Welcome to your own private retreat in the heart of Ocala! Nestled on nearly 1.5 beautifully wooded acres in the desirable Orange Grove area, this exceptional two-story home offers the perfect blend of space, privacy, and convenience. Featuring 5 spacious bedrooms and generous living areas, this home was designed for both everyday living and unforgettable gatherings. Step outside to your own backyard oasis, complete with a sparkling pool, a spacious Florida room, and plenty of room to relax, entertain, or simply enjoy the peaceful surroundings. Despite its secluded feel, you’re just minutes from shopping, dining, schools, hospitals, and everything Ocala has to offer. Whether you’re looking for room to raise a family, host friends, or simply enjoy a private lifestyle without sacrificing convenience, this property delivers. Opportunities like this are rare—a private estate-sized homesite within the city limits, offering the space, comfort, and lifestyle today’s buyers are searching for. Schedule your private showing today and experience everything this remarkable Orange Grove home has to offer.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,217

Sqft

1.36 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$178

Per sqft

Private poolFireplace

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop
InteriorAttic Fan · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesSoutheast
ExteriorStorage

Community & fees

Taxes (2025)$5,869/yr
PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,977 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,977/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$720KedgeAI estimate $1,022,140 · range $993K$1.1M$1.1M

vs edgeAI estimate

−26.6%

$/sqft vs Ocala actives

$178 vs $187

Days on market

37 vs 50 typical

Where $178/sqft sits among the 400 Ocala actives

162
162 · this home
37
8
9
22
$126–177$177–229$229–280$280–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4370 SE 26TH TERRACE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $749,900 · 37 days on market since
2000Built · FLORIDA ORANGE GROVE

Reality check

What actually sold near 4370 SE 26TH TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2531 SE 52ND STREETSold · May ’26

$274,900

2531 SE 52ND STREET · same community

2 bd · 2 ba · 1,314 sqft · $209/sqft · 26 DOM

4301 SE 38TH STREETSold · Aug ’26

$470,000

4301 SE 38TH STREET

5 bd · 4.5 ba · 4,070 sqft · $115/sqft · 504 DOM

2940 SE 23RD AVENUESold · Aug ’25

$521,000

2940 SE 23RD AVENUE

5 bd · 3 ba · 4,029 sqft · $129/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4370 SE 26TH TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4370 SE 26TH TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4370 SE 26TH TERRACE ROAD FAQs

What would the monthly payment be for 4370 SE 26TH TERRACE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4370 SE 26TH TERRACE ROAD?+

The most recent tax bill on record (2025) was $5,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4370 SE 26TH TERRACE ROAD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $749,900, this home is listed about 151% above the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to 4370 SE 26TH TERRACE ROAD?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STELLAR REAL ESTATE AGENCY LLC · Kendrick Butler. MLS #OM727708.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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