6046 SW 98 LOOP, OCALA, FL, 34476
Active22 days on marketListed Jul 1, 2026MLS #OM727716
About this home
6046 SW 98 LOOP
Nestled on a corner lot in desirable Cherrywood Estates community. Located in convenient SW Ocala location. Cose to shopping, professional offices and hospital, library and restaurants. This home offers an open floorplan, cathedral ceilings, windowed breakfast nook in the kitchen along with plenty of cabinets and prep area. The primary bedroom includes a private bath with tiled shower, mirrored vanity and a walk-in closet. There are two guest bedrooms a guest bath and a hallway closet. The living and dining areas are open to each other featuring sliding glass doors that lead into the 12x26 enclosed Florida Room featuring attractive tiled flooring and its very own wall mount "Mini Split" air conditioner which makes it possible to enjoy year-round as additional living and entertaining space (Total living area 1,720 sq ft). In addition, there is an access door leading to the 12 x12 brick paver patio outside perfect for grilling and enjoying the landscaped fenced backyard. The roof repl 2016, Electric Water Htr repl 2021, Trane AC repl 2011, 18 Seer Mini Spilt AC added in 2017, Solar Tube added 2014. The Cherrywood Estates Developer charges $185.34 monthly for amenities such as clubhouse, pool etc. and provides plenty of social gatherings including plenty of clubs to meet your new neighbors and friends. The Developer lso contracts for al it's residences Spectrum TV Cable, Spectrum High Speed Internet and Trash Pick Up every Friday at your curb this is a required charge of $142.75 monthly. Be sure and add this property to your must see homes and observe the comfort and privacy all in one remarkable property. Hope to see you soon!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,384
Sqft
0.21 ac
Lot size
2
Garage
1999
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
Days on market
22 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 6046 SW 98 LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6046 SW 98 LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6046 SW 98 LOOP FAQs
What would the monthly payment be for 6046 SW 98 LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,090/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6046 SW 98 LOOP?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6046 SW 98 LOOP?+
The most recent tax bill on record (2025) was $3,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6046 SW 98 LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $229,900, this home is listed about 23% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6046 SW 98 LOOP?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FONTANA REALTY · Julia McPherson. MLS #OM727716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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