10517 SW 90TH STREET ROAD, OCALA, FL, 34481
Pending38 days on marketListed Jul 6, 2026MLS #OM727926
About this home
10517 SW 90TH STREET ROAD
2020-built Livingston model located in the Avalon neighborhood of On Top of the World with PAID solar, an OVERSIZED GARAGE, gas range, NO CARPET, screened lanai, SMART HOME features, and low electric bills! This 2-bedroom, 2-bath home offers 1,651 sqft with an open floor plan and seamless waterproof luxury vinyl plank flooring throughout. With no carpet, no tile, and no transition strips, the continuous flooring creates a clean, consistent look from room to room. The kitchen features quartz countertops, white cabinetry, upgraded stainless steel appliances, including a NEW MICROWAVE and DISHWASHER, a center island, pantry, and gas range. The primary suite offers a walk-in closet, dual vanities, and a large walk-in tiled shower. A split bedroom floor plan provides privacy for guests. Triple sliding glass doors open to the fully covered 480 sqft screened lanai, extending the living space outdoors. The oversized lot provides additional space between neighboring homes. Additional features include paid solar panels, gutters, crown molding throughout, a tray ceiling in the great room, an inside laundry room with cabinetry and utility sink, additional attic insulation, a solar-powered attic fan, sealed ductwork and recessed lighting for improved energy efficiency, a deep 685 sq. ft. oversized garage with overhead storage rack, and an electric garage screen. On Top of the World offers gated 55+ living with golf, multiple clubhouses, indoor and outdoor pools, fitness centers, pickleball, tennis, walking trails, restaurants, entertainment, clubs, and hundreds of resident activities. Furniture and a 2021 Evolution golf cart are negotiable.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,651
Sqft
0.32 ac
Lot size
2
Garage
2020
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,300 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,300/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35%
Days on market
38 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10517 SW 90TH STREET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10517 SW 90TH STREET ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10517 SW 90TH STREET ROAD FAQs
What would the monthly payment be for 10517 SW 90TH STREET ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,300/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10517 SW 90TH STREET ROAD?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10517 SW 90TH STREET ROAD?+
The most recent tax bill on record (2025) was $3,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10517 SW 90TH STREET ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $369,900, this home is listed about 24% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10517 SW 90TH STREET ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX PREMIER REALTY · Mary Johnson. MLS #OM727926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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