CENTURY 21 Edge
$159,9002 bd2 ba1,484 sqft$108 /sqft$1,774 /mo all-in ↓

8711 SW 96TH LANE UNIT C, OCALA, FL, 34481

Active26 days on marketListed Jul 12, 2026MLS #OM728166

Priced 30% below the OCALA 34481 medianVillaCIRCLE SQUARE WOODS

About this home

8711 SW 96TH LANE UNIT C

Welcome to this beautifully maintained Charlotte model villa in the sought-after Friendship Village of On Top of the World, Ocala's premier 55+ community. Offering 1,484 square feet of thoughtfully designed living space, this inviting 2-bedroom, 2-bath home combines comfort, convenience, and low-maintenance living. Step inside to discover luxury vinyl plank flooring in both bedrooms, while the main living areas, kitchen, bathrooms feature attractive ceramic tile for easy upkeep. The open-concept floor plan is bright and welcoming, creating the perfect setting for everyday living and entertaining. A standout feature of this home is the climate-controlled Florida room providing additional living space to enjoy year-round—ideal for relaxing with your morning coffee, entertaining guests, or pursuing your favorite hobbies in comfort.The oversized one-car garage offers plenty of room for your vehicle plus extra space for a golf cart, workshop, or storage. A built-in mezzanine provides even more storage, making it easy to keep everything organized. Enjoy the exceptional lifestyle that On Top of the World is known for, with amenities including golf, resort-style pools, fitness centers, pickleball and tennis courts, walking trails, clubs, restaurants, and endless social activities. Conveniently located near shopping, dining, medical facilities, and all that Ocala has to offer, this move-in-ready villa is ready for you to call home. Schedule your private showing today and experience the best of active adult living!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,484

Sqft

0.03 ac

Lot size

1

Garage

1986

Year built

One

Levels

$108

Per sqft

Negotiable55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorRain Gutters

Community & fees

HOA fee$494/mo
Taxes (2025)$1,290/yr
PetsBreed Restrictions
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,774 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$108
HOA fee — from the listing$494
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,774/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$108
HOA / condo fee$494
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$132KedgeAI estimate $147,209 · range $138K$172K$179K

vs edgeAI estimate

+8.6%

$/sqft vs CIRCLE SQUARE WOODS

$108 vs $122

Days on market

26 vs 50 typical

Where $108/sqft sits among the 9 homes for sale in CIRCLE SQUARE WOODS

2 · this home
2
1
2
1
1
$103–110$110–117$117–124$124–131$131–138$138+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8711 SW 96TH LANE UNIT C inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

5 of 9

CIRCLE SQUARE WOODS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $159,900 · 26 days on market since
1986Built · CIRCLE SQUARE WOODS

Reality check

What actually sold near 8711 SW 96TH LANE UNIT C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8654 SW 96TH STREET UNIT DSold · Aug ’26

$140,000

8654 SW 96TH STREET UNIT D · same community

2 bd · 2 ba · 1,525 sqft · $92/sqft · 18 DOM

9580 SW 85TH AVENUE UNIT BSold · May ’26

$95,500

9580 SW 85TH AVENUE UNIT B · same community

2 bd · 2 ba · 1,422 sqft · $67/sqft · 18 DOM

9490 SW 85TH AVENUE UNIT ASold · Apr ’26

$105,000

9490 SW 85TH AVENUE UNIT A · same community

2 bd · 2 ba · 1,422 sqft · $74/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 8711 SW 96TH LANE UNIT C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8711 SW 96TH LANE UNIT C — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8711 SW 96TH LANE UNIT C FAQs

What would the monthly payment be for 8711 SW 96TH LANE UNIT C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,774/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8711 SW 96TH LANE UNIT C?+

The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8711 SW 96TH LANE UNIT C?+

The most recent tax bill on record (2025) was $1,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8711 SW 96TH LANE UNIT C?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $159,900, this home is listed about 47% below the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to 8711 SW 96TH LANE UNIT C?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Jaky McCall. MLS #OM728166.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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