8642 SW 46TH AVENUE, OCALA, FL, 34476
Active9 days on marketListed Jul 29, 2026MLS #OM729401
About this home
8642 SW 46TH AVENUE
Welcome to 8642 SW 46th Avenue in the highly desirable Ocala Crossings South community—where modern design, everyday comfort, and an unbeatable location come together. Built in 2023, this beautifully designed two-story home offers over 2,260 square feet of thoughtfully planned living space with 4 spacious bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it the perfect setting for entertaining guests or enjoying quality time with family. Large windows fill the home with natural light, while the upstairs loft provides the flexibility for a home office, media room, playroom, or additional living space. The oversized primary suite serves as a private retreat, featuring a generous walk-in closet and an en-suite bathroom designed for comfort and convenience. Three additional bedrooms provide plenty of room for family, guests, or hobbies. Located in Ocala Crossings South, residents enjoy a welcoming neighborhood with sidewalks, beautifully maintained common areas, and a low-maintenance lifestyle, all while being just minutes from shopping, dining, medical facilities, schools, and the conveniences along SR-200. You'll also appreciate the easy access to I-75, making commuting throughout Ocala and Central Florida effortless. Whether you're searching for your first home, need extra space for a growing family, or simply want the peace of mind that comes with newer construction, this move-in-ready home offers the perfect combination of style, functionality, and location. Don't miss your opportunity to make this exceptional Ocala home your own!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,325
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,481 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,481/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.6%
$/sqft vs Ocala actives
$127 vs $187
Days on market
9 vs 50 typical
Where $127/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8642 SW 46TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$260,000
8746 SW 45TH COURT · same community
3 bd · 2.5 ba · 2,022 sqft · $129/sqft · 60 DOM
Sold · Apr ’26$250,000
8618 SW 46TH AVENUE · same community
3 bd · 2 ba · 1,504 sqft · $166/sqft · 53 DOM
Sold · Apr ’26$397,330
9632 SW 40TH COURT
4 bd · 3 ba · 2,337 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8642 SW 46TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8642 SW 46TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8642 SW 46TH AVENUE FAQs
What would the monthly payment be for 8642 SW 46TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,481/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8642 SW 46TH AVENUE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8642 SW 46TH AVENUE?+
The most recent tax bill on record (2025) was $4,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8642 SW 46TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $295,000, this home is listed about 1% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 8642 SW 46TH AVENUE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Anisa Barak. MLS #OM729401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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